Exzeo Group (XZO) Fundamental Analysis: Revenue, Earnings & Valuation

0.43 / 10

Underperform

Fundamental rating is Underperform with a 0.4/10 score. Strengths lie in cash growth (Cash‑UP) and PB‑ROE, while Asset‑MV and operating cash‑flow YoY are weak. Overall outlook is guarded.

Analysis Checks(5/10)

Revenue-MV

Value-1.65

Score3/3

Weight-33.00%

1M Return3.18%

Days sales outstanding

Value2.41

Score1/3

Weight26.78%

1M Return-2.53%

Profit-MV

Value0.49

Score0/3

Weight59.16%

1M Return-6.12%

Accounts receivable turnover ratio

Value149.33

Score1/3

Weight63.28%

1M Return-8.32%

PB-ROE

Value5.27

Score3/3

Weight-66.23%

1M Return6.59%

Net cash flow from operating activities (YoY growth rate %)

Value-47.74

Score0/3

Weight25.57%

1M Return-2.20%

Cash-UP

Value-1.32

Score2/3

Weight23.10%

1M Return-2.12%

Operating revenue (YoY growth rate %)

Value61.99

Score3/3

Weight-11.35%

1M Return0.83%

Asset-MV

Value-0.55

Score1/3

Weight10.49%

1M Return-1.02%

Cash-MV

Value-1.75

Score2/3

Weight2.21%

1M Return-0.18%

Is XZO undervalued or overvalued?

XZO scores 0.43/10 on fundamentals and holds a Premium valuation at present. Backed by its 61.37% ROE, 38.14% net margin, 15.41 P/E ratio, 5.02 P/B ratio, and 125.00% earnings growth, these metrics solidify its Underperform investment rating.