XYZ
Block·NYSE
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XYZ fundamentals
Block (XYZ) released its earnings on Feb 26, 2026: revenue was 6.25B (YoY +3.65%), beat estimates; EPS was 0.65 (YoY -8.45%), beat estimates.
Revenue / YoY
6.25B
+3.65%
EPS / YoY
0.65
-8.45%
Report date
Feb 26, 2026
XYZ Earnings Call Summary for Q4,2025
- Workforce Restructuring: Reduced to ~6,000 employees to accelerate AI adoption and achieve 40%+ developer velocity, enabling faster product innovation.
- 2025 Financial Success: $10.36B gross profit (+17% YoY), Rule of 40+ in Q4, and $2.3B share buybacks.
- 2026 Guidance: 18% gross profit growth to $12.2B, 54% YoY increase in adjusted operating income to $3.2B, and $3.66 EPS.
- Cash App Strength: 59M monthly actives, 9.3M primary banking actives (+22% YoY), and 10x higher gross profit per banking active.
- Square Growth: 29% YoY NVA growth, 10% GPV growth, and 17% Q4 Commerce enablement volume growth.
- Lending Dominance: Borrow origination volume +3x YoY in Q4, 69% YoY growth in consumer lending, and healthy risk loss trends.
- AI Differentiation: Unique access to real-time buyer-seller data powers proactive solutions like MoneyBot and ManagerBot, giving Block a competitive edge in the financial ecosystem.
EPS
Actual | -0.02 | 0.18 | 0.34 | 0.32 | 0.41 | 0.66 | 0.37 | 0.27 | 0.18 | 0.18 | 0.42 | 0.22 | 0.4 | 0.39 | 0.55 | 0.45 | 0.85 | 0.93 | 0.88 | 0.71 | 0.56 | 0.62 | 0.54 | 0.65 | ||||||||||
Forecast | 0.1286 | -0.0335 | 0.1614 | 0.242 | 0.171 | 0.3318 | 0.3789 | 0.2305 | 0.2039 | 0.1608 | 0.2303 | 0.3022 | 0.3515 | 0.3648 | 0.4653 | 0.5847 | 0.7204 | 0.8289 | 0.8826 | 0.8783 | 0.9745 | 0.627 | 0.6378 | 0.6446 | ||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -115.55% | +637.31% | +110.66% | +32.23% | +139.77% | +98.92% | -2.35% | +17.14% | -11.72% | +11.94% | +82.37% | -27.20% | +13.80% | +6.91% | +18.20% | -23.04% | +17.99% | +12.20% | -0.29% | -19.16% | -42.53% | -1.12% | -15.33% | +0.84% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.38B | 1.92B | 3.03B | 3.16B | 5.06B | 4.68B | 3.84B | 4.08B | 3.96B | 4.40B | 4.52B | 4.65B | 4.99B | 5.53B | 5.62B | 5.77B | 5.96B | 6.16B | 5.98B | 6.03B | 5.77B | 6.05B | 6.11B | 6.25B |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 1.26B | 1.19B | 2.04B | 3.10B | 3.35B | 5.05B | 4.39B | 4.04B | 4.14B | 4.33B | 4.49B | 4.63B | 4.59B | 5.10B | 5.41B | 5.70B | 5.83B | 6.27B | 6.24B | 6.29B | 6.19B | 6.30B | 6.30B | 6.23B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +9.71% | +62.33% | +48.48% | +2.01% | +51.08% | -7.34% | -12.35% | +0.89% | -4.24% | +1.72% | +0.49% | +0.53% | +8.65% | +8.47% | +3.78% | +1.33% | +2.20% | -1.84% | -4.17% | -4.17% | -6.70% | -3.84% | -2.99% | +0.35% |
Earnings Call
You can ask Aime
What factors drove the changes in Block's revenue and profit?What were the key takeaways from Block’s earnings call?What is Block's latest dividend and current dividend yield?What does Block do and what are its main business segments?Did Block beat or miss consensus estimates last quarter?What guidance did Block's management provide for the next earnings period?What were the key takeaways from Block's earnings call?What is Block's gross profit margin?
