The Western Union (WU) Fundamental Analysis: Revenue, Earnings & Valuation

3.04 / 10

Netural

WU's fundamental score is 3.04/10, indicating weakness. Key positives include a healthy 49.9% YoY cash-flow growth and a 12.7% net profit margin, but these are offset by low Asset-MV and Profit-MV scores, suggesting limited value and profitability relative to market peers. Days sales outstanding at 72.5 days implies slow receivable collection, further tempering the picture.

Analysis Checks(5/10)

Revenue-MV

Value1.15

Score1/3

Weight8.21%

1M Return1.82%

Days sales outstanding

Value72.55

Score2/3

Weight6.50%

1M Return1.29%

Profit-MV

Value1.91

Score2/3

Weight20.48%

1M Return3.72%

Net income-Revenue

Value0.13

Score2/3

Weight21.10%

1M Return3.69%

PB-ROE

Value-0.70

Score0/3

Weight-1.28%

1M Return-0.26%

Net cash flow from operating activities (YoY growth rate %)

Value49.94

Score2/3

Weight10.12%

1M Return2.12%

Net profit margin (%)

Value12.66

Score0/3

Weight-11.58%

1M Return-3.70%

Income tax / Total profit (%)

Value18.84

Score1/3

Weight1.96%

1M Return0.43%

Asset-MV

Value-0.50

Score0/3

Weight10.58%

1M Return2.09%

Cash-MV

Value1.25

Score2/3

Weight33.90%

1M Return6.45%

Is WU fundamentally strong?

WU scores 3.04/10 on fundamentals and holds a Fair valuation at present. Backed by its 40.67% ROE, 18.80% net margin, 4.24 P/E ratio, 3.53 P/B ratio, and 17.26% earnings growth, these metrics solidify its Netural investment rating.