White Mountains Insurance Group (WTM) Fundamental Analysis: Revenue, Earnings & Valuation

7.87 / 10

Outperform

Fundamentally, WTM is rated Outperform with a 7.9/10 score. Strengths include high accounts‑receivable turnover, fixed‑asset turnover, strong current ratio (3.94) and net‑profit margin (92%). Weak points are modest profit‑to‑market and diluted ROE growth, tempering overall vigor.

Analysis Checks(4/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value92.06

Score2/3

Weight24.11%

1M Return2.40%

ROE (diluted) (YoY growth rate %)

Value19.69

Score1/3

Weight22.13%

1M Return2.27%

Profit-MV

Value2.35

Score1/3

Weight3.73%

1M Return0.47%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight26.25%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value379.05

Score0/3

Weight-8.32%

1M Return-1.02%

Total profit (YoY growth rate %)

Value319.55

Score0/3

Weight-11.29%

1M Return-1.51%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight24.14%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value379.05

Score0/3

Weight-9.55%

1M Return-1.16%

Asset-MV

Value-0.55

Score1/3

Weight4.43%

1M Return0.60%

Current ratio

Value3.94

Score3/3

Weight24.37%

1M Return2.55%

Is WTM fundamentally strong?

WTM scores 7.87/10 on fundamentals and holds a Discounted valuation at present. Backed by its 19.43% ROE, 32.18% net margin, 4.90 P/E ratio, 0.87 P/B ratio, and 379.05% earnings growth, these metrics solidify its Outperform investment rating.