WAL
Western Alliance Bancorporation·NYSE
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WAL fundamentals
Western Alliance Bancorporation (WAL) released its earnings on Jan 27, 2026: revenue was 913.50M (YoY +8.93%), beat estimates; EPS was 2.59 (YoY +32.82%), beat estimates.
Revenue / YoY
913.50M
+8.93%
EPS / YoY
2.59
+32.82%
Report date
Jan 27, 2026
WAL Earnings Call Summary for Q4,2025
- Record Growth: Q4 EPS up 33% YoY to $2.59, with full-year loan and deposit growth of $5B and $10.8B.
- 2026 Outlook: $6B loan growth, 11-14% NII growth, and 2-4% non-interest income expansion.
- Mortgage Banking Resilience: Q4 mortgage revenue down only $5M vs. prior quarter, with 10%+ YoY growth potential in 2026.
- Credit Discipline: 25-35bp charge-offs for 2026, front-loaded in H1, with ACL to loans ratio rising to low 80s bp.
- Deposit Cost Optimization: 23bp decline in interest-bearing deposit costs, driving 55.7% efficiency ratio.
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Key Indicators
Western Alliance Bancorporation (WAL) key financial stats and ratios, covering profitability, financial health, and leverage.
Western Alliance Bancorporation (WAL)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Western Alliance Bancorporation (WAL)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Western Alliance Bancorporation (WAL)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Western Alliance Bancorporation (WAL) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Western Alliance Bancorporation (WAL) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What were the key takeaways from Western Alliance Bancorporation’s earnings call?What guidance did Western Alliance Bancorporation's management provide for the next earnings period?What is the market's earnings forecast for Western Alliance Bancorporation next quarter?What is the revenue and EPS growth rate for Western Alliance Bancorporation year over year?What is Western Alliance Bancorporation's gross profit margin?What is Western Alliance Bancorporation's latest dividend and current dividend yield?What factors drove the changes in Western Alliance Bancorporation's revenue and profit?Did Western Alliance Bancorporation beat or miss consensus estimates last quarter?
