Symbols

UWMC

UWM Holdings·NYSE

--(--)

UWMC fundamentals

UWMC Q4 2025 Earnings

UWM Holdings (UWMC) released its earnings on Feb 25, 2026: revenue was 945.25M (YoY +68.73%), beat estimates; EPS was 0.08 (YoY +286.47%), missed estimates.

Revenue / YoY

945.25M

+68.73%

EPS / YoY

0.08

+286.47%

Report date

Feb 25, 2026

UWMC Earnings Call Summary for Q4,2025

Revenue Growth: 2025 originations up 17% to $163.4 billion, Q4 originations up 28% YoY to $49.6 billion.
Strategic Acquisitions: Pending Two Harbors acquisition and Bilt partnership to enhance servicing platform and consumer retention.
Financial Resilience: $3.2 billion revenue (18% YoY growth) despite $244 million net income (26% YoY decline due to MSR write-downs).
AI-Driven Efficiency: CEO highlights AI implementation to reduce costs and boost production in 2026.

Earnings

EPS

Revenue

Revenue & Expenses

UWMC has released its 2025 Q4 earnings report, with revenue of 945.25M, reflecting a YoY change of 31.18%, and net profit of 164.48M, showing a YoY change of 305.00%. The Sankey diagram below clearly presents UWMC's revenue sources and cost distribution.

Key Indicators

UWM Holdings (UWMC) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

UWM Holdings (UWMC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

Trend

Breakdown

Balance Sheet

UWM Holdings (UWMC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

Trend

Breakdown

Cash Flow

UWM Holdings (UWMC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

Trend

Breakdown