Symbols

UVE

Universal Insurance Holdings·NYSE

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UVE fundamentals

UVE Q4 2025 Earnings

Universal Insurance Holdings (UVE) released its earnings on Feb 24, 2026: revenue was 483.68M (YoY +2.72%), missed estimates; EPS was 2.17 (YoY +768.00%), beat estimates.

Revenue / YoY

483.68M

+2.72%

EPS / YoY

2.17

+768.00%

Report date

Feb 24, 2026

UVE Earnings Call Summary for Q4,2025

Record Financial Performance: Adjusted ROE of 46% and EPS of $2.17, up 10.8x YoY
Market Leadership: 4.4% core revenue growth despite Florida premium decline, driven by multi-state expansion
Regulatory Resilience: Florida reforms reduced combined ratio by 20.4 points, offsetting catastrophe losses
Strategic Capital Management: $20M share buyback program and 2027 hurricane season reinsurance secured
Competitive Advantage: Selective market entry and legislative reforms stabilize margins despite industry price declines

Earnings

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Revenue

Revenue & Expenses

Key Indicators

Universal Insurance Holdings (UVE) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Universal Insurance Holdings (UVE)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Universal Insurance Holdings (UVE)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Cash Flow

Universal Insurance Holdings (UVE)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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