Universal Insurance Holdings (UVE) Fundamental Analysis: Revenue, Earnings & Valuation

7.08 / 10

Outperform

Fundamentals rate Outperform with a 7.1/10 score. Strengths include high Revenue‑MV, strong accounts‑receivable turnover, robust current ratio, excellent interest coverage, and rapid EPS and profit growth. Weaknesses are low Asset‑MV and negative cash‑up, tempering the outlook.

Analysis Checks(8/10)

Revenue-MV

Value1.09

Score2/3

Weight5.85%

1M Return1.31%

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight13.92%

1M Return2.92%

Accounts receivable turnover ratio

Value23.61

Score3/3

Weight12.52%

1M Return2.64%

Cash-UP

Value-1.11

Score0/3

Weight-14.00%

1M Return-3.59%

Fixed assets turnover ratio

Value9771.06

Score3/3

Weight11.55%

1M Return2.46%

Interest coverage ratio (EBIT / Interest expense) (%)

Value34.91

Score2/3

Weight11.41%

1M Return2.44%

Diluted earnings per share (YoY growth rate %)

Value214.43

Score2/3

Weight15.53%

1M Return3.22%

Asset-MV

Value-0.55

Score1/3

Weight10.91%

1M Return2.17%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value210.47

Score3/3

Weight20.41%

1M Return4.21%

Current ratio

Value3.80

Score3/3

Weight11.89%

1M Return2.53%

Is UVE fundamentally strong?

UVE scores 7.08/10 on fundamentals and holds a Discounted valuation at present. Backed by its 39.59% ROE, 11.41% net margin, 5.23 P/E ratio, 1.74 P/B ratio, and 216.91% earnings growth, these metrics solidify its Outperform investment rating.