UVE
Universal Insurance Holdings·NYSE
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6.36 / 10
Outperform
UVE's fundamental score of 6.4/10 indicates a solid profile: strong Asset-MV (-0.5007, Group 3), Revenue-MV (1.3083, Group 4), and Profit-MV (1.8931, Group 4) support growth expectations. However, Cash-UP (-0.7686, Group 1) remains a drag, highlighting cash-flow inefficiencies. Year-over-year metrics show impressive EPS growth (124.86%) and healthy ROE (21.62%) gains, reinforcing the positive fundamental narrative despite the cash-flow caveat.
Analysis Checks(9/10)
Revenue-MV
Value1.31
Score2/3
Weight9.75%
1M Return3.30%
Value1.31
Score2/3
Weight9.75%
1M Return3.30%
ROE (diluted) (YoY growth rate %)
Value21.62
Score3/3
Weight16.54%
1M Return5.25%
Value21.62
Score3/3
Weight16.54%
1M Return5.25%
Basic earnings per share (YoY growth rate %)
Value124.86
Score2/3
Weight12.15%
1M Return4.01%
Value124.86
Score2/3
Weight12.15%
1M Return4.01%
Net cash flow from operating activities (YoY growth rate %)
Value48.90
Score3/3
Weight18.20%
1M Return5.60%
Value48.90
Score3/3
Weight18.20%
1M Return5.60%
Cash-UP
Value-0.77
Score0/3
Weight-6.34%
1M Return-2.91%
Value-0.77
Score0/3
Weight-6.34%
1M Return-2.91%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score2/3
Weight8.01%
1M Return2.83%
Value100.00
Score2/3
Weight8.01%
1M Return2.83%
Profit-MV
Value1.89
Score3/3
Weight19.09%
1M Return5.77%
Value1.89
Score3/3
Weight19.09%
1M Return5.77%
Total profit (YoY growth rate %)
Value100.11
Score2/3
Weight10.66%
1M Return3.64%
Value100.11
Score2/3
Weight10.66%
1M Return3.64%
Current assets turnover ratio
Value1.78
Score2/3
Weight7.60%
1M Return2.59%
Value1.78
Score2/3
Weight7.60%
1M Return2.59%
Asset-MV
Value-0.50
Score2/3
Weight4.34%
1M Return1.62%
Value-0.50
Score2/3
Weight4.34%
1M Return1.62%
Revenue-MV
Value1.31
Score2/3
Weight9.75%
1M Return3.30%
Value1.31
Score2/3
Weight9.75%
1M Return3.30%
Net profit attributable to parent company shareholders / Net profit (%)
Value100.00
Score2/3
Weight8.01%
1M Return2.83%
Value100.00
Score2/3
Weight8.01%
1M Return2.83%
ROE (diluted) (YoY growth rate %)
Value21.62
Score3/3
Weight16.54%
1M Return5.25%
Value21.62
Score3/3
Weight16.54%
1M Return5.25%
Profit-MV
Value1.89
Score3/3
Weight19.09%
1M Return5.77%
Value1.89
Score3/3
Weight19.09%
1M Return5.77%
Basic earnings per share (YoY growth rate %)
Value124.86
Score2/3
Weight12.15%
1M Return4.01%
Value124.86
Score2/3
Weight12.15%
1M Return4.01%
Total profit (YoY growth rate %)
Value100.11
Score2/3
Weight10.66%
1M Return3.64%
Value100.11
Score2/3
Weight10.66%
1M Return3.64%
Net cash flow from operating activities (YoY growth rate %)
Value48.90
Score3/3
Weight18.20%
1M Return5.60%
Value48.90
Score3/3
Weight18.20%
1M Return5.60%
Current assets turnover ratio
Value1.78
Score2/3
Weight7.60%
1M Return2.59%
Value1.78
Score2/3
Weight7.60%
1M Return2.59%
Cash-UP
Value-0.77
Score0/3
Weight-6.34%
1M Return-2.91%
Value-0.77
Score0/3
Weight-6.34%
1M Return-2.91%
Asset-MV
Value-0.50
Score2/3
Weight4.34%
1M Return1.62%
Value-0.50
Score2/3
Weight4.34%
1M Return1.62%
Is UVE fundamentally strong?
- UVE scores 6.36/10 on fundamentals and holds a Discounted valuation at present. Backed by its 26.80% ROE, 7.74% net margin, 7.27 P/E ratio, 1.80 P/B ratio, and 73.12% earnings growth, these metrics solidify its Outperform investment rating.
