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USB

U.S. Bancorp·NYSE
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USB fundamentals

U.S. Bancorp (USB) released its earnings on Jan 20, 2026: revenue was 7.36B (YoY +4.99%), beat estimates; EPS was 1.26 (YoY +24.75%), beat estimates.
Revenue / YoY
7.36B
+4.99%
EPS / YoY
1.26
+24.75%
Report date
Jan 20, 2026
USB Earnings Call Summary for Q4,2025
  • Record Q4 Results: $1.26 EPS (18% YoY), $7.4B net revenue, 440bps operating leverage.
  • Fee Growth Engine: 6.7% fee revenue growth (2025), 42% of total net revenue.
  • BTIG Expansion: $175-200M quarterly fee contribution from capital markets acquisition.
  • Deposit Strength: 2.5% YoY consumer deposit growth, 16% noninterest-bearing mix.
  • 2026 Outlook: 4-6% revenue growth, 200+bps leverage, 3%+ NII expansion.
  • Strategic Focus: Payments transformation, digital assets custody, and regulatory resilience.
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Revenue

Revenue & Expenses

Key Indicators

U.S. Bancorp (USB) key financial stats and ratios, covering profitability, financial health, and leverage.
U.S. Bancorp (USB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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U.S. Bancorp (USB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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U.S. Bancorp (USB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does U.S. Bancorp (USB) generate its revenue? Explore its key revenue streams and top earning regions.
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Track U.S. Bancorp (USB) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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