U.S. Bancorp (USB) Fundamental Analysis: Revenue, Earnings & Valuation

6.60 / 10

Outperform

Fundamental assessment scores 6.6/10, rated Outperform. Key drivers include high Net‑Income/Revenue (1.12), strong Gross Profit Margin (41.86%), robust cash (0.72) and asset‑value metrics, and low liability ratios. All ten evaluated factors are bullish, indicating a healthy financial position.

Analysis Checks(10/10)

Revenue-MV

Value0.20

Score2/3

Weight8.76%

1M Return4.89%

Gross profit margin (%)

Value41.86

Score3/3

Weight5.74%

1M Return3.53%

Current liabilities / Total liabilities (%)

Value48.00

Score3/3

Weight5.74%

1M Return3.53%

Profit-MV

Value1.67

Score3/3

Weight12.14%

1M Return6.67%

Net income-Revenue

Value1.12

Score3/3

Weight12.76%

1M Return6.86%

Non-current liabilities / Total liabilities (%)

Value54.03

Score3/3

Weight5.74%

1M Return3.53%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight5.74%

1M Return3.53%

Cash-UP

Value-0.08

Score2/3

Weight7.24%

1M Return4.28%

Asset-MV

Value-0.55

Score3/3

Weight22.14%

1M Return10.21%

Cash-MV

Value0.72

Score3/3

Weight14.02%

1M Return7.41%

Is USB undervalued or overvalued?

USB scores 6.60/10 on fundamentals and holds a Discounted valuation at present. Backed by its 11.54% ROE, 26.62% net margin, 11.25 P/E ratio, 1.23 P/B ratio, and 21.90% earnings growth, these metrics solidify its Outperform investment rating.