UCB
United Community Banks·NYSE
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1.42 / 10
Underperform
The firm exhibits challenging fundamental strength scoring 1.4/10. Supportive aspects: Gross profit margin (%) and Total profit / EBIT (%), with caution warranted for Net assets per share (growth rate compared to beginning of year %) and Asset-MV. Investment verdict: prudent.
Analysis Checks(3/10)
Net assets per share (growth rate compared to beginning of year %)
Value5.63
Score1/3
Weight8.40%
1M Return3.39%
Value5.63
Score1/3
Weight8.40%
1M Return3.39%
Net profit attributable to parent company shareholders / Net profit (%)
Value96.13
Score2/3
Weight11.88%
1M Return4.63%
Value96.13
Score2/3
Weight11.88%
1M Return4.63%
Profit-MV
Value0.11
Score0/3
Weight12.01%
1M Return4.15%
Value0.11
Score0/3
Weight12.01%
1M Return4.15%
PB-ROE
Value1.41
Score0/3
Weight9.41%
1M Return3.61%
Value1.41
Score0/3
Weight9.41%
1M Return3.61%
Asset-MV
Value-0.50
Score1/3
Weight17.49%
1M Return5.76%
Value-0.50
Score1/3
Weight17.49%
1M Return5.76%
Revenue-MV
Value0.16
Score0/3
Weight7.96%
1M Return3.16%
Value0.16
Score0/3
Weight7.96%
1M Return3.16%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.41%
1M Return3.43%
Value36.70
Score3/3
Weight8.41%
1M Return3.43%
Total profit (YoY growth rate %)
Value36.69
Score1/3
Weight8.22%
1M Return3.23%
Value36.69
Score1/3
Weight8.22%
1M Return3.23%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.42%
1M Return3.43%
Value100.00
Score3/3
Weight8.42%
1M Return3.43%
Cash-MV
Value0.14
Score0/3
Weight7.79%
1M Return3.01%
Value0.14
Score0/3
Weight7.79%
1M Return3.01%
Net assets per share (growth rate compared to beginning of year %)
Value5.63
Score1/3
Weight8.40%
1M Return3.39%
Value5.63
Score1/3
Weight8.40%
1M Return3.39%
Revenue-MV
Value0.16
Score0/3
Weight7.96%
1M Return3.16%
Value0.16
Score0/3
Weight7.96%
1M Return3.16%
Net profit attributable to parent company shareholders / Net profit (%)
Value96.13
Score2/3
Weight11.88%
1M Return4.63%
Value96.13
Score2/3
Weight11.88%
1M Return4.63%
Gross profit margin (%)
Value36.70
Score3/3
Weight8.41%
1M Return3.43%
Value36.70
Score3/3
Weight8.41%
1M Return3.43%
Profit-MV
Value0.11
Score0/3
Weight12.01%
1M Return4.15%
Value0.11
Score0/3
Weight12.01%
1M Return4.15%
Total profit (YoY growth rate %)
Value36.69
Score1/3
Weight8.22%
1M Return3.23%
Value36.69
Score1/3
Weight8.22%
1M Return3.23%
PB-ROE
Value1.41
Score0/3
Weight9.41%
1M Return3.61%
Value1.41
Score0/3
Weight9.41%
1M Return3.61%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight8.42%
1M Return3.43%
Value100.00
Score3/3
Weight8.42%
1M Return3.43%
Asset-MV
Value-0.50
Score1/3
Weight17.49%
1M Return5.76%
Value-0.50
Score1/3
Weight17.49%
1M Return5.76%
Cash-MV
Value0.14
Score0/3
Weight7.79%
1M Return3.01%
Value0.14
Score0/3
Weight7.79%
1M Return3.01%
Is UCB undervalued or overvalued?
- UCB scores 1.42/10 on fundamentals and holds a Premium valuation at present. Backed by its 6.61% ROE, 30.65% net margin, 14.39 P/E ratio, 1.22 P/B ratio, and 65.36% earnings growth, these metrics solidify its Underperform investment rating.
