The Travelers Companies (TRV) Fundamental Analysis: Revenue, Earnings & Valuation

7.75 / 10

Outperform

Fundamental analysis rates Travelers as Outperform with a 7.8/10 score. Asset‑MV, accounts‑receivable turnover and operating‑revenue growth are strong, while ROE, basic and diluted EPS growth lag. Overall, the company shows solid profitability and liquidity, positioning it well for long‑term growth.

Analysis Checks(5/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight25.77%

1M Return3.67%

ROE (diluted) (YoY growth rate %)

Value16.67

Score1/3

Weight20.06%

1M Return2.86%

Accounts receivable turnover ratio

Value23.63

Score3/3

Weight19.86%

1M Return2.85%

Basic earnings per share (YoY growth rate %)

Value27.90

Score0/3

Weight-2.41%

1M Return-0.42%

Total profit (YoY growth rate %)

Value26.15

Score0/3

Weight-6.51%

1M Return-1.22%

Diluted earnings per share (YoY growth rate %)

Value27.76

Score0/3

Weight-3.43%

1M Return-0.60%

Operating revenue (YoY growth rate %)

Value176.94

Score3/3

Weight18.37%

1M Return2.66%

Asset-MV

Value-0.55

Score2/3

Weight17.65%

1M Return2.26%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value25.79

Score0/3

Weight-8.20%

1M Return-1.49%

Current ratio

Value3.84

Score3/3

Weight18.84%

1M Return2.72%

Is TRV undervalued or overvalued?

TRV scores 7.75/10 on fundamentals and holds a Discounted valuation at present. Backed by its 20.70% ROE, 12.88% net margin, 10.01 P/E ratio, 1.91 P/B ratio, and 27.90% earnings growth, these metrics solidify its Outperform investment rating.