TFIN
Triumph Financial·NYSE
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TFIN fundamentals
Triumph Financial (TFIN) released its earnings on Jan 26, 2026: revenue was 120.08M (YoY +15.95%), beat estimates; EPS was 0.77 (YoY +492.31%), beat estimates.
Revenue / YoY
120.08M
+15.95%
EPS / YoY
0.77
+492.31%
Report date
Jan 26, 2026
TFIN Earnings Call Summary for Q4,2025
- Core Payments Strength: 29.5% EBITDA margin in Q4, targeting 30%+ in Q1 2026 via revenue repricing. Long-term 50%+ margin goal.
- LoadPay Growth: 2026 revenue to triple to $4.5M, driven by 7,000-12,000 new accounts and $750/yr revenue per account.
- Factoring Margin Expansion: 33% Q4 pretax margin, targeting >40% long-term with automation and AI.
- Cross-Selling Opportunity: Only 22% of customers use both payments and audit; Q4 2025 fee-charging invoices at 35% (38% in December).
- One-Time Benefit: $6M annual savings from asset sales, offsetting Q1 2026 expense headwinds.
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Key Indicators
Triumph Financial (TFIN) key financial stats and ratios, covering profitability, financial health, and leverage.
Triumph Financial (TFIN)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Triumph Financial (TFIN)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Triumph Financial (TFIN)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Triumph Financial (TFIN) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Triumph Financial (TFIN) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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What is Triumph Financial's latest dividend and current dividend yield?Did Triumph Financial beat or miss consensus estimates last quarter?What is the revenue and EPS growth rate for Triumph Financial year over year?What were the key takeaways from Triumph Financial’s earnings call?What were the key takeaways from Triumph Financial's earnings call?What guidance did Triumph Financial's management provide for the next earnings period?What is Triumph Financial's gross profit margin?What factors drove the changes in Triumph Financial's revenue and profit?
