TCBX
Third Coast·NYSE
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TCBX fundamentals
Third Coast (TCBX) released its earnings on Jan 21, 2026: revenue was 56.46M (YoY +21.91%), beat estimates; EPS was 1.02 (YoY +29.11%), beat estimates.
Revenue / YoY
56.46M
+21.91%
EPS / YoY
1.02
+29.11%
Report date
Jan 21, 2026
TCBX Earnings Call Summary for Q4,2025
- Record Earnings Growth: 39% YoY net income increase to $66.3M, EPS up 36% to $3.79.
- Strategic Expansion: Q4 2026 loan growth target of $75-100M, 8% annualized, supported by Texas market and Keystone merger.
- Profitability Strength: NIM 4.10%, 55% YoY fee income growth, and 16.8% YoY book value expansion.
- Credit Resilience: Nonperforming loans down 21bp YoY, 8bp net charge-offs, and 1% ACL coverage.
- Merger Impact: $6B combined entity post-Keystone close, enhancing Texas presence with 22 locations.
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Revenue
Revenue & Expenses
Key Indicators
Third Coast (TCBX) key financial stats and ratios, covering profitability, financial health, and leverage.
Third Coast (TCBX)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Third Coast (TCBX)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Third Coast (TCBX)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Third Coast (TCBX) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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By Region
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Track Third Coast (TCBX) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield
You can ask Aime
What were the key takeaways from Third Coast's earnings call?What is the market's earnings forecast for Third Coast next quarter?What were the key takeaways from Third Coast’s earnings call?What guidance did Third Coast's management provide for the next earnings period?Did Third Coast beat or miss consensus estimates last quarter?What is Third Coast's latest dividend and current dividend yield?What does Third Coast do and what are its main business segments?What factors drove the changes in Third Coast's revenue and profit?
