Stewart Information Services (STC) Fundamental Analysis: Revenue, Earnings & Valuation

6.47 / 10

Outperform

Fundamental rating is Outperform with a 6.5/10 quality score. Highlights include 17.3% YoY revenue growth, 71.6% gross margin, low cost‑of‑sales (28.4%) and a quick ratio of 2.22. Weaknesses are a low equity multiplier (1.98), negative Asset‑MV and a modest current ratio (1.44).

Analysis Checks(7/10)

Equity multiplier

Value1.98

Score1/3

Weight2.03%

1M Return0.43%

Gross profit margin (%)

Value71.57

Score2/3

Weight9.47%

1M Return1.93%

Quick ratio

Value2.22

Score2/3

Weight4.05%

1M Return0.84%

Non-current liabilities / Total liabilities (%)

Value84.03

Score2/3

Weight6.90%

1M Return1.44%

Income tax / Total profit (%)

Value21.39

Score2/3

Weight10.12%

1M Return1.92%

Operating revenue (YoY growth rate %)

Value17.32

Score3/3

Weight29.57%

1M Return6.32%

Cost of sales ratio (%)

Value28.43

Score2/3

Weight4.66%

1M Return0.96%

Asset-MV

Value-0.48

Score0/3

Weight-6.58%

1M Return-1.99%

Net profit / Total operating revenue (%)

Value4.46

Score3/3

Weight36.60%

1M Return7.36%

Current ratio

Value1.44

Score1/3

Weight3.18%

1M Return0.70%

Is STC fundamentally strong?

STC scores 6.47/10 on fundamentals and holds a Discounted valuation at present. Backed by its 7.55% ROE, 4.46% net margin, 15.43 P/E ratio, 1.08 P/B ratio, and 55.47% earnings growth, these metrics solidify its Outperform investment rating.