Sumitomo Mitsui Financial Group (SMFG) Fundamental Analysis: Revenue, Earnings & Valuation

3.77 / 10

Netural

Fundamental assessment scores 3.8/10, indicating poor fundamentals. Revenue‑related profitability is low, gross margin is decent (42%). Asset‑to‑market value is weak, while cash‑to‑market is modest. Liability ratios are low, suggesting a solid balance sheet but limited growth drivers.

Analysis Checks(9/10)

Gross profit margin (%)

Value41.99

Score3/3

Weight7.08%

1M Return3.62%

Current liabilities / Total liabilities (%)

Value48.10

Score3/3

Weight7.08%

1M Return3.62%

Profit-MV

Value6.51

Score2/3

Weight14.84%

1M Return6.62%

Net income-Revenue

Value-0.04

Score2/3

Weight13.90%

1M Return6.33%

PB-ROE

Value-1.02

Score2/3

Weight12.56%

1M Return5.96%

Non-current liabilities / Total liabilities (%)

Value53.92

Score3/3

Weight7.08%

1M Return3.62%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.08%

1M Return3.62%

Cash-UP

Value-0.15

Score2/3

Weight8.13%

1M Return4.14%

Asset-MV

Value3.64

Score0/3

Weight9.92%

1M Return4.74%

Cash-MV

Value0.03

Score2/3

Weight12.33%

1M Return5.80%

Is SMFG undervalued or overvalued?

SMFG scores 3.77/10 on fundamentals and holds a Fair valuation at present. Backed by its 9.11% ROE, 19.69% net margin, 25.43 P/E ratio, 1.23 P/B ratio, and -32.38% earnings growth, these metrics solidify its Netural investment rating.