Silvergate Capital (SI) Fundamental Analysis: Revenue, Earnings & Valuation

1.39 / 10

Underperform

Fundamental analysis rates SI as Underperform with a 1.4/10 strength. Key metrics like Revenue‑MV, Cash‑MV and ROA are negative, placing the stock in low‑performance quartiles and historically yielding negative monthly returns. Overall, the fundamentals are weak and present significant risk.

Analysis Checks(0/10)

Revenue-MV

Value-1.25

Score0/3

Weight15.33%

1M Return-4.18%

ROA (%)

Value-37.90

Score0/3

Weight16.94%

1M Return-6.58%

Net cash flow from operating activities / Operating revenue (%)

Value-60.47

Score1/3

Weight5.04%

1M Return-1.35%

Profit-MV

Value0.66

Score1/3

Weight19.00%

1M Return-6.02%

Annualized net profit margin on total assets (%)

Value-37.90

Score0/3

Weight16.94%

1M Return-6.58%

EBIT / Total operating revenue (%)

Value-85.15

Score1/3

Weight2.85%

1M Return-0.83%

Asset-MV

Value-0.55

Score1/3

Weight-1.55%

1M Return0.38%

Net profit / Total operating revenue (%)

Value-85.29

Score1/3

Weight3.25%

1M Return-0.84%

Cash-MV

Value0.02

Score1/3

Weight13.73%

1M Return-4.16%

Net profit / Total profit (%)

Value100.00

Score1/3

Weight8.48%

1M Return-2.39%

Is SI undervalued or overvalued?

SI scores 1.39/10 on fundamentals and holds a Premium valuation at present. Backed by its -50.28% ROE, -85.29% net margin, -7.51 P/E ratio, 2.15 P/B ratio, and 98.08% earnings growth, these metrics solidify its Underperform investment rating.