SHG
Shinhan Financial Group·NYSE
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2.94 / 10
Underperform
SHG's fundamentals score 2.9/10, indicating challenges. Key concerns include a negative net profit margin (-2972.6%) and high days sales outstanding (72.5), both in performance groups that historically underperform. Conversely, net cash flow from operations grew 256% YoY, and asset, revenue, and profit metrics relative to market value show promise. The PB-ROE factor is negative (-1.046), suggesting overvaluation. Overall, the fundamental picture is mixed but leans underperform.
Analysis Checks(7/10)
Revenue-MV
Value0.38
Score1/3
Weight5.05%
1M Return1.82%
Value0.38
Score1/3
Weight5.05%
1M Return1.82%
Profit-MV
Value9.25
Score2/3
Weight12.58%
1M Return3.72%
Value9.25
Score2/3
Weight12.58%
1M Return3.72%
PB-ROE
Value-1.05
Score1/3
Weight2.03%
1M Return0.61%
Value-1.05
Score1/3
Weight2.03%
1M Return0.61%
Net profit margin (%)
Value-2972.64
Score2/3
Weight2.67%
1M Return0.86%
Value-2972.64
Score2/3
Weight2.67%
1M Return0.86%
Asset-MV
Value-0.50
Score2/3
Weight40.84%
1M Return9.65%
Value-0.50
Score2/3
Weight40.84%
1M Return9.65%
Days sales outstanding
Value72.55
Score2/3
Weight4.00%
1M Return1.29%
Value72.55
Score2/3
Weight4.00%
1M Return1.29%
Net income-Revenue
Value1.15
Score1/3
Weight2.33%
1M Return0.68%
Value1.15
Score1/3
Weight2.33%
1M Return0.68%
Net cash flow from operating activities (YoY growth rate %)
Value256.14
Score2/3
Weight6.22%
1M Return2.12%
Value256.14
Score2/3
Weight6.22%
1M Return2.12%
Income tax / Total profit (%)
Value24.58
Score2/3
Weight3.47%
1M Return1.16%
Value24.58
Score2/3
Weight3.47%
1M Return1.16%
Cash-MV
Value2.91
Score2/3
Weight20.82%
1M Return6.45%
Value2.91
Score2/3
Weight20.82%
1M Return6.45%
Revenue-MV
Value0.38
Score1/3
Weight5.05%
1M Return1.82%
Value0.38
Score1/3
Weight5.05%
1M Return1.82%
Days sales outstanding
Value72.55
Score2/3
Weight4.00%
1M Return1.29%
Value72.55
Score2/3
Weight4.00%
1M Return1.29%
Profit-MV
Value9.25
Score2/3
Weight12.58%
1M Return3.72%
Value9.25
Score2/3
Weight12.58%
1M Return3.72%
Net income-Revenue
Value1.15
Score1/3
Weight2.33%
1M Return0.68%
Value1.15
Score1/3
Weight2.33%
1M Return0.68%
PB-ROE
Value-1.05
Score1/3
Weight2.03%
1M Return0.61%
Value-1.05
Score1/3
Weight2.03%
1M Return0.61%
Net cash flow from operating activities (YoY growth rate %)
Value256.14
Score2/3
Weight6.22%
1M Return2.12%
Value256.14
Score2/3
Weight6.22%
1M Return2.12%
Net profit margin (%)
Value-2972.64
Score2/3
Weight2.67%
1M Return0.86%
Value-2972.64
Score2/3
Weight2.67%
1M Return0.86%
Income tax / Total profit (%)
Value24.58
Score2/3
Weight3.47%
1M Return1.16%
Value24.58
Score2/3
Weight3.47%
1M Return1.16%
Asset-MV
Value-0.50
Score2/3
Weight40.84%
1M Return9.65%
Value-0.50
Score2/3
Weight40.84%
1M Return9.65%
Cash-MV
Value2.91
Score2/3
Weight20.82%
1M Return6.45%
Value2.91
Score2/3
Weight20.82%
1M Return6.45%
Is SHG fundamentally strong?
- SHG scores 2.94/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.47% ROE, 28.89% net margin, 10.17 P/E ratio, 0.73 P/B ratio, and -10.19% earnings growth, these metrics solidify its Underperform investment rating.
