SFBS
Servisfirst·NYSE
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1.97 / 10
Underperform
SFBS's fundamental standing is challenging, rated 'Underperform' with a score of 2.0/10. Key positives include a 17.49% YoY profit growth and a 36.70% gross profit margin, both in higher performance groups. However, metrics like Net profit to parent / Net profit ratio near 100% and a PB-ROE of 1.4117 raise concerns. Asset-MV is negative, while Revenue-MV and Profit-MV are marginally positive, indicating uneven balance-sheet health. Overall, constructive elements are offset by weaknesses, warranting caution.
Analysis Checks(5/10)
Net assets per share (growth rate compared to beginning of year %)
Value10.10
Score2/3
Weight8.72%
1M Return3.75%
Value10.10
Score2/3
Weight8.72%
1M Return3.75%
Net profit attributable to parent company shareholders / Net profit (%)
Value99.98
Score1/3
Weight6.93%
1M Return3.05%
Value99.98
Score1/3
Weight6.93%
1M Return3.05%
Profit-MV
Value0.06
Score2/3
Weight12.81%
1M Return5.27%
Value0.06
Score2/3
Weight12.81%
1M Return5.27%
PB-ROE
Value1.41
Score1/3
Weight11.51%
1M Return4.93%
Value1.41
Score1/3
Weight11.51%
1M Return4.93%
Asset-MV
Value-0.50
Score0/3
Weight10.69%
1M Return4.22%
Value-0.50
Score0/3
Weight10.69%
1M Return4.22%
Revenue-MV
Value0.16
Score1/3
Weight13.02%
1M Return4.65%
Value0.16
Score1/3
Weight13.02%
1M Return4.65%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.92%
1M Return3.43%
Value36.70
Score3/3
Weight7.92%
1M Return3.43%
Total profit (YoY growth rate %)
Value17.49
Score2/3
Weight8.89%
1M Return3.74%
Value17.49
Score2/3
Weight8.89%
1M Return3.74%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.92%
1M Return3.43%
Value100.00
Score3/3
Weight7.92%
1M Return3.43%
Cash-MV
Value0.14
Score1/3
Weight11.59%
1M Return4.21%
Value0.14
Score1/3
Weight11.59%
1M Return4.21%
Net assets per share (growth rate compared to beginning of year %)
Value10.10
Score2/3
Weight8.72%
1M Return3.75%
Value10.10
Score2/3
Weight8.72%
1M Return3.75%
Revenue-MV
Value0.16
Score1/3
Weight13.02%
1M Return4.65%
Value0.16
Score1/3
Weight13.02%
1M Return4.65%
Net profit attributable to parent company shareholders / Net profit (%)
Value99.98
Score1/3
Weight6.93%
1M Return3.05%
Value99.98
Score1/3
Weight6.93%
1M Return3.05%
Gross profit margin (%)
Value36.70
Score3/3
Weight7.92%
1M Return3.43%
Value36.70
Score3/3
Weight7.92%
1M Return3.43%
Profit-MV
Value0.06
Score2/3
Weight12.81%
1M Return5.27%
Value0.06
Score2/3
Weight12.81%
1M Return5.27%
Total profit (YoY growth rate %)
Value17.49
Score2/3
Weight8.89%
1M Return3.74%
Value17.49
Score2/3
Weight8.89%
1M Return3.74%
PB-ROE
Value1.41
Score1/3
Weight11.51%
1M Return4.93%
Value1.41
Score1/3
Weight11.51%
1M Return4.93%
Total profit / EBIT (%)
Value100.00
Score3/3
Weight7.92%
1M Return3.43%
Value100.00
Score3/3
Weight7.92%
1M Return3.43%
Asset-MV
Value-0.50
Score0/3
Weight10.69%
1M Return4.22%
Value-0.50
Score0/3
Weight10.69%
1M Return4.22%
Cash-MV
Value0.14
Score1/3
Weight11.59%
1M Return4.21%
Value0.14
Score1/3
Weight11.59%
1M Return4.21%
Is SFBS fundamentally strong?
- SFBS scores 1.97/10 on fundamentals and holds a Premium valuation at present. Backed by its 11.19% ROE, 47.99% net margin, 18.75 P/E ratio, 2.63 P/B ratio, and 25.13% earnings growth, these metrics solidify its Underperform investment rating.
