Symbols

QTWO

Q2 Holdings·NYSE

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QTWO fundamentals

QTWO Q4 2025 Earnings

Q2 Holdings (QTWO) released its earnings on Feb 11, 2026: revenue was 208.22M (YoY +13.75%), beat estimates; EPS was 0.6266 (YoY +30.03%), beat estimates.

Revenue / YoY

208.22M

+13.75%

EPS / YoY

0.6266

+30.03%

Report date

Feb 11, 2026

QTWO Earnings Call Summary for Q4,2025

Revenue Growth: 14% full year, 16% Q4 subscription, ARR up 12% to $921M. 2026 guidance: 10% revenue growth, 26% EBITDA margin.
AI Integration: Early internal efficiency wins, long-term growth driver in fraud and commercial banking.
Free Cash Flow: 93% conversion in 2025, targeting 70%+ in 2026. 2030 targets: 65% gross margin, 35% EBITDA margin.
M&A Dominance: 93% retention, Q2 as go-forward solution in 93% of M&A deals.

Earnings

EPS

Revenue

Revenue & Expenses

QTWO has released its 2025 Q4 earnings report, with revenue of 208.22M, reflecting a YoY change of 13.75%, and net profit of 20.44M, showing a YoY change of 12365.24%. The Sankey diagram below clearly presents QTWO's revenue sources and cost distribution.

Key Indicators

Q2 Holdings (QTWO) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Q2 Holdings (QTWO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Q2 Holdings (QTWO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Q2 Holdings (QTWO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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