PRU
Prudential Financial·NYSE
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PRU fundamentals
Prudential Financial (PRU) released its earnings on Feb 3, 2026: revenue was 14.04B (YoY +7.93%), missed estimates; EPS was 3.3 (YoY +11.49%), missed estimates.
Revenue / YoY
14.04B
+7.93%
EPS / YoY
3.3
+11.49%
Report date
Feb 3, 2026
PRU Earnings Call Summary for Q4,2025
- Japan Crisis Impact: $300M-$350M 2026 pretax hit from 90-day sales suspension, including customer reimbursements and lost sales.
- Strategic Shifts: Exiting underperforming markets (Taiwan, Kenya) to focus on high-growth areas like Brazil and U.S. retirement products.
- Financial Resilience: Q4 EPS up 22% YoY to $3.60 (excluding charges), with strong U.S. retirement and life insurance growth.
- Risk Management: ESR ratio remains above 150% despite rate hikes, ensuring capital strength in Japan.
EPS
Actual | 2.32 | 1.85 | 3.21 | 2.93 | 4.11 | 3.79 | 3.78 | 3.18 | 3.17 | 1.74 | 2.13 | 2.42 | 2.66 | 2.94 | 3.44 | 2.58 | 3.12 | 3.39 | 3.48 | 2.96 | 3.29 | 3.58 | 4.26 | 3.3 | ||||||||||||||||
Forecast | 2.7756 | 1.7063 | 2.7175 | 2.5747 | 2.7629 | 3.1103 | 2.7302 | 2.3448 | 2.7001 | 2.2779 | 2.0026 | 2.5361 | 2.9629 | 3.0424 | 3.1404 | 2.613 | 3.1376 | 3.4481 | 3.4711 | 3.2434 | 3.1774 | 3.2167 | 3.7161 | 3.3707 | ||||||||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -16.41% | +8.42% | +18.12% | +13.80% | +48.76% | +21.85% | +38.45% | +35.62% | +17.40% | -23.61% | +6.36% | -4.58% | -10.22% | -3.37% | +9.54% | -1.26% | -0.56% | -1.68% | +0.26% | -8.74% | +3.54% | +11.29% | +14.64% | -2.10% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 13.33B | 13.08B | 13.34B | 15.08B | 14.21B | 13.10B | 19.66B | 13.74B | 13.66B | 13.77B | 21.61B | 12.65B | 15.10B | 12.64B | 10.13B | 13.02B | 21.70B | 13.84B | 19.48B | 13.01B | 13.41B | 13.51B | 16.24B | 14.04B |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 14.16B | 12.63B | 13.50B | 15.00B | 14.47B | 13.71B | 13.32B | 14.02B | 13.92B | 12.27B | 14.67B | 13.57B | 12.89B | 12.64B | 12.76B | 12.99B | 14.50B | 13.53B | 14.89B | 14.71B | 14.44B | 13.51B | 14.14B | 14.67B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -5.81% | +3.51% | -1.18% | +0.50% | -1.74% | -4.44% | +47.60% | -1.95% | -1.90% | +12.22% | +47.35% | -6.76% | +17.21% | -0.01% | -20.61% | +0.20% | +49.69% | +2.30% | +30.80% | -11.56% | -7.14% | -0.03% | +14.88% | -4.29% |
Earnings Call
You can ask Aime
What factors drove the changes in Prudential Financial's revenue and profit?What does Prudential Financial do and what are its main business segments?What were the key takeaways from Prudential Financial’s earnings call?What is Prudential Financial's latest dividend and current dividend yield?What is Prudential Financial's gross profit margin?What is the revenue and EPS growth rate for Prudential Financial year over year?Did Prudential Financial beat or miss consensus estimates last quarter?What guidance did Prudential Financial's management provide for the next earnings period?
