PRG
PROG Holdings·NYSE
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9.05 / 10
Outperform
Fundamental analysis reveals exceptional positioning (9.1/10). Key strengths include solid asset composition—Current assets / Total assets at 27.72% (group 2) and Non-current assets / Total assets at 72.28% (group 3)—alongside a favorable Equity ratio (1.1983, group 2). However, Cash-UP (0.1802) and Gross profit margin (93.01%) show mixed historical returns, and Cost of sales ratio (6.99%) is suboptimal, warranting caution. Overall, the balance sheet and revenue/profit multiples suggest resilience but not dominance.
Analysis Checks(7/10)
Revenue-MV
Value1.21
Score3/3
Weight20.59%
1M Return8.19%
Value1.21
Score3/3
Weight20.59%
1M Return8.19%
Equity ratio (Total liabilities / Shareholders’ equity attributable to parent company) (%)
Value1.20
Score2/3
Weight1.04%
1M Return0.43%
Value1.20
Score2/3
Weight1.04%
1M Return0.43%
Non-current assets / Total assets (%)
Value72.28
Score3/3
Weight16.05%
1M Return6.63%
Value72.28
Score3/3
Weight16.05%
1M Return6.63%
Long-term debt to working capital ratio (%)
Value2.27
Score2/3
Weight7.26%
1M Return3.19%
Value2.27
Score2/3
Weight7.26%
1M Return3.19%
Asset-MV
Value-0.50
Score3/3
Weight35.23%
1M Return12.67%
Value-0.50
Score3/3
Weight35.23%
1M Return12.67%
Gross profit margin (%)
Value93.01
Score0/3
Weight-5.52%
1M Return-2.89%
Value93.01
Score0/3
Weight-5.52%
1M Return-2.89%
Profit-MV
Value1.27
Score3/3
Weight32.35%
1M Return9.48%
Value1.27
Score3/3
Weight32.35%
1M Return9.48%
Cash-UP
Value0.18
Score1/3
Weight-17.18%
1M Return-10.92%
Value0.18
Score1/3
Weight-17.18%
1M Return-10.92%
Cost of sales ratio (%)
Value6.99
Score0/3
Weight-5.98%
1M Return-3.13%
Value6.99
Score0/3
Weight-5.98%
1M Return-3.13%
Current assets / Total assets (%)
Value27.72
Score3/3
Weight16.17%
1M Return6.69%
Value27.72
Score3/3
Weight16.17%
1M Return6.69%
Revenue-MV
Value1.21
Score3/3
Weight20.59%
1M Return8.19%
Value1.21
Score3/3
Weight20.59%
1M Return8.19%
Gross profit margin (%)
Value93.01
Score0/3
Weight-5.52%
1M Return-2.89%
Value93.01
Score0/3
Weight-5.52%
1M Return-2.89%
Equity ratio (Total liabilities / Shareholders’ equity attributable to parent company) (%)
Value1.20
Score2/3
Weight1.04%
1M Return0.43%
Value1.20
Score2/3
Weight1.04%
1M Return0.43%
Profit-MV
Value1.27
Score3/3
Weight32.35%
1M Return9.48%
Value1.27
Score3/3
Weight32.35%
1M Return9.48%
Non-current assets / Total assets (%)
Value72.28
Score3/3
Weight16.05%
1M Return6.63%
Value72.28
Score3/3
Weight16.05%
1M Return6.63%
Cash-UP
Value0.18
Score1/3
Weight-17.18%
1M Return-10.92%
Value0.18
Score1/3
Weight-17.18%
1M Return-10.92%
Long-term debt to working capital ratio (%)
Value2.27
Score2/3
Weight7.26%
1M Return3.19%
Value2.27
Score2/3
Weight7.26%
1M Return3.19%
Cost of sales ratio (%)
Value6.99
Score0/3
Weight-5.98%
1M Return-3.13%
Value6.99
Score0/3
Weight-5.98%
1M Return-3.13%
Asset-MV
Value-0.50
Score3/3
Weight35.23%
1M Return12.67%
Value-0.50
Score3/3
Weight35.23%
1M Return12.67%
Current assets / Total assets (%)
Value27.72
Score3/3
Weight16.17%
1M Return6.69%
Value27.72
Score3/3
Weight16.17%
1M Return6.69%
Is PRG undervalued or overvalued?
- PRG scores 9.05/10 on fundamentals and holds a Discounted valuation at present. Backed by its 15.71% ROE, 6.54% net margin, 8.35 P/E ratio, 1.94 P/B ratio, and 8.94% earnings growth, these metrics solidify its Outperform investment rating.
