PNFP
Pinnacle Financial·NYSE
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6.36 / 10
Outperform
Corporate fundamentals rate positive at 6.4/10. Beneficial factors: PB-ROE (1.2397, Group 3), Fixed assets turnover ratio (7979.4222, Group 3), and ROA (0.8698, Group 3). Limitations include Income tax / Total profit ratio (17.8171, Group 2) and Current assets / Total assets ratio (45.0482, Group 2). Overall, the company demonstrates promising profitability and asset utilization, but tax efficiency and liquidity need improvement.
Analysis Checks(9/10)
Revenue-MV
Value-0.26
Score3/3
Weight27.19%
1M Return11.98%
Value-0.26
Score3/3
Weight27.19%
1M Return11.98%
Asset-liability ratio (%)
Value87.75
Score2/3
Weight2.47%
1M Return1.48%
Value87.75
Score2/3
Weight2.47%
1M Return1.48%
Total profit (YoY growth rate %)
Value44.54
Score2/3
Weight0.50%
1M Return0.30%
Value44.54
Score2/3
Weight0.50%
1M Return0.30%
Fixed assets turnover ratio
Value7979.42
Score3/3
Weight6.53%
1M Return3.36%
Value7979.42
Score3/3
Weight6.53%
1M Return3.36%
Cost of sales ratio (%)
Value70.53
Score2/3
Weight6.36%
1M Return3.50%
Value70.53
Score2/3
Weight6.36%
1M Return3.50%
ROA (%)
Value0.87
Score3/3
Weight16.75%
1M Return8.07%
Value0.87
Score3/3
Weight16.75%
1M Return8.07%
PB-ROE
Value1.24
Score2/3
Weight21.59%
1M Return9.74%
Value1.24
Score2/3
Weight21.59%
1M Return9.74%
Income tax / Total profit (%)
Value17.82
Score1/3
Weight-0.00%
1M Return-0.00%
Value17.82
Score1/3
Weight-0.00%
1M Return-0.00%
Annualized net profit margin on total assets (%)
Value1.16
Score3/3
Weight16.75%
1M Return8.07%
Value1.16
Score3/3
Weight16.75%
1M Return8.07%
Current assets / Total assets (%)
Value45.05
Score2/3
Weight1.86%
1M Return1.06%
Value45.05
Score2/3
Weight1.86%
1M Return1.06%
Revenue-MV
Value-0.26
Score3/3
Weight27.19%
1M Return11.98%
Value-0.26
Score3/3
Weight27.19%
1M Return11.98%
ROA (%)
Value0.87
Score3/3
Weight16.75%
1M Return8.07%
Value0.87
Score3/3
Weight16.75%
1M Return8.07%
Asset-liability ratio (%)
Value87.75
Score2/3
Weight2.47%
1M Return1.48%
Value87.75
Score2/3
Weight2.47%
1M Return1.48%
PB-ROE
Value1.24
Score2/3
Weight21.59%
1M Return9.74%
Value1.24
Score2/3
Weight21.59%
1M Return9.74%
Total profit (YoY growth rate %)
Value44.54
Score2/3
Weight0.50%
1M Return0.30%
Value44.54
Score2/3
Weight0.50%
1M Return0.30%
Income tax / Total profit (%)
Value17.82
Score1/3
Weight-0.00%
1M Return-0.00%
Value17.82
Score1/3
Weight-0.00%
1M Return-0.00%
Fixed assets turnover ratio
Value7979.42
Score3/3
Weight6.53%
1M Return3.36%
Value7979.42
Score3/3
Weight6.53%
1M Return3.36%
Annualized net profit margin on total assets (%)
Value1.16
Score3/3
Weight16.75%
1M Return8.07%
Value1.16
Score3/3
Weight16.75%
1M Return8.07%
Cost of sales ratio (%)
Value70.53
Score2/3
Weight6.36%
1M Return3.50%
Value70.53
Score2/3
Weight6.36%
1M Return3.50%
Current assets / Total assets (%)
Value45.05
Score2/3
Weight1.86%
1M Return1.06%
Value45.05
Score2/3
Weight1.86%
1M Return1.06%
Is PNFP fundamentally strong?
- PNFP scores 6.36/10 on fundamentals and holds a Discounted valuation at present. Backed by its 6.93% ROE, 31.36% net margin, 25.42 P/E ratio, 2.26 P/B ratio, and 49.72% earnings growth, these metrics solidify its Outperform investment rating.
