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PGR

The Progressive·NYSE
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PGR fundamentals

The Progressive (PGR) released its earnings on Jan 28, 2026: revenue was 19.51B (YoY +7.75%), missed estimates; EPS was 4.5829 (YoY +12.29%), beat estimates.
Revenue / YoY
19.51B
+7.75%
EPS / YoY
4.5829
+12.29%
Report date
Jan 28, 2026
PGR Earnings Call Summary for Q4,2025
  • Record Capital Generation: $13 billion in comprehensive income and 40% ROE, supporting a $13.50 variable dividend.
  • Strategic Growth: 12% PIF growth in core auto, expanding into Commercial Auto (46-state BOP) and new ventures (life/pet insurance).
  • Conservative Capital Management: 3.5:1 operating leverage, below 30% debt-to-capital, and 3.5-year fixed income duration.
  • Regulatory Focus: Florida policyholder credit charges at $1.2 billion, with cautious 2026 rate outlook.
  • AI & AV Strategy: Investing in UBI and predictive analytics, while monitoring slow AV adoption.

Earnings

EPS
Revenue

Revenue & Expenses

Key Indicators

The Progressive (PGR) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

The Progressive (PGR)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Breakdown

Balance Sheet

The Progressive (PGR)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Breakdown

Cash Flow

The Progressive (PGR)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does The Progressive (PGR) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
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By Region
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Dividend

Track The Progressive (PGR) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield