Prosperity Bancshares (PB) Fundamental Analysis: Revenue, Earnings & Valuation

2.88 / 10

Underperform

Fundamental rating is Underperform with a 2.88 score. Strengths include Net‑income‑Revenue, Cash‑UP and gross margin, while PB‑ROE, Asset‑MV and Cash‑MV are poor. Overall fundamentals are lackluster, supporting a guarded view.

Analysis Checks(6/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight7.96%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight7.96%

1M Return3.70%

Profit-MV

Value1.36

Score1/3

Weight9.42%

1M Return3.90%

Net income-Revenue

Value1.19

Score2/3

Weight14.54%

1M Return5.96%

PB-ROE

Value-0.89

Score0/3

Weight9.28%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight7.96%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight7.96%

1M Return3.70%

Cash-UP

Value-1.05

Score3/3

Weight11.02%

1M Return5.00%

Asset-MV

Value-0.55

Score1/3

Weight16.11%

1M Return6.12%

Cash-MV

Value-0.74

Score0/3

Weight7.80%

1M Return3.50%

Is PB fundamentally strong?

PB scores 2.88/10 on fundamentals and holds a Premium valuation at present. Backed by its 7.21% ROE, 43.43% net margin, 12.22 P/E ratio, 0.87 P/B ratio, and 13.27% earnings growth, these metrics solidify its Underperform investment rating.