Symbols

PAY

Paymentus Holdings·NYSE

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PAY fundamentals

PAY Q4 2025 Earnings

Paymentus Holdings (PAY) released its earnings on Feb 23, 2026: revenue was 330.46M (YoY +28.15%), beat estimates; EPS was 0.2 (YoY +42.86%), beat estimates.

Revenue / YoY

330.46M

+28.15%

EPS / YoY

0.2

+42.86%

Report date

Feb 23, 2026

PAY Earnings Call Summary for Q4,2025

Revenue Triumph: 2025 revenue surpasses $1 billion mark with 37.3% YoY growth, Q4 at $330.5 million (28.1% YoY).
Enterprise Dominance: Large enterprise clients boost average payment size, driving 11% YoY price per transaction growth.
Profitability Surge: $125 million free cash flow, 35.6% EBITDA margin, and $320 million cash balance highlight financial strength.
2026 Ambition: $1.4 billion revenue target achievable without new clients, underpinned by 17% CAGR and 17.9% EBITDA growth guidance.
AI Advantage: Unique platform model positions Paymentus to capitalize on AI without subscription fee risk, signaling long-term disruption potential.

Earnings

EPS

Revenue

Revenue & Expenses

PAY has released its 2025 Q4 earnings report, with revenue of 330.46M, reflecting a YoY change of 28.15%, and net profit of 20.67M, showing a YoY change of 57.22%. The Sankey diagram below clearly presents PAY's revenue sources and cost distribution.

Key Indicators

Paymentus Holdings (PAY) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Paymentus Holdings (PAY)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Breakdown

Balance Sheet

Paymentus Holdings (PAY)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Paymentus Holdings (PAY)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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