Symbols

PAGS

Pagseguro Digital·NYSE

--(--)

PAGS fundamentals

PAGS Q4 2025 Earnings

Pagseguro Digital (PAGS) released its earnings on Mar 4, 2026: revenue was 991.79M (YoY +20.20%), beat estimates; EPS was 0.4116 (YoY +31.25%), beat estimates.

Revenue / YoY

991.79M

+20.20%

EPS / YoY

0.4116

+31.25%

Report date

Mar 4, 2026

PAGS Earnings Call Summary for Q4,2025

Revenue Growth: Full-year revenue up 16% YoY, driven by banking (51%) and payments (9%).
Credit Expansion: Credit portfolio BRL 50 billion (33% YoY), NPLs 90 days below industry average.
2026 Guidance: Credit growth 25-35%, gross profit 6-9%, EPS 9-13%.
Efficiency: CapEx reduction via terminal optimization, buybacks/dividends BRL 2.1 billion (15% yield).
Macro Outlook: SELIC rate assumptions 12.5% for 2026, long-term above 10%.

Earnings

EPS

Revenue

Revenue & Expenses

PAGS has released its 2025 Q4 earnings report, with revenue of 985.35M, reflecting a YoY change of 19.13%, and net profit of 91.66M, showing a YoY change of -5.37%. The Sankey diagram below clearly presents PAGS's revenue sources and cost distribution.

Key Indicators

Pagseguro Digital (PAGS) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Pagseguro Digital (PAGS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

Trend

Breakdown

Balance Sheet

Pagseguro Digital (PAGS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

Trend

Breakdown

Cash Flow

Pagseguro Digital (PAGS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

Trend

Breakdown