Pagseguro Digital (PAGS) Fundamental Analysis: Revenue, Earnings & Valuation

8.06 / 10

Outperform

PAGS demonstrates strong fundamentals, highlighted by high Profit-MV (3.22) and Cash-MV (1.59) scores, and a healthy YoY net cash flow growth of 300.14%. However, Asset-MV (-0.50) and Net profit margin (10.77%) show room for improvement. The Days Sales Outstanding is elevated at 1027.34, indicating slower receivable collection. Overall, the fundamental score of 8.06/10 supports an Outperform rating, but investors should watch inventory and receivable management.

Analysis Checks(3/10)

Revenue-MV

Value0.97

Score1/3

Weight4.14%

1M Return1.82%

Days sales outstanding

Value1027.34

Score3/3

Weight80.83%

1M Return39.01%

Profit-MV

Value3.22

Score2/3

Weight10.33%

1M Return3.72%

Net income-Revenue

Value-0.10

Score0/3

Weight-7.78%

1M Return-4.62%

PB-ROE

Value-1.00

Score0/3

Weight-0.65%

1M Return-0.26%

Net cash flow from operating activities (YoY growth rate %)

Value300.14

Score0/3

Weight-4.46%

1M Return-1.99%

Net profit margin (%)

Value10.77

Score0/3

Weight-5.84%

1M Return-3.70%

Income tax / Total profit (%)

Value11.80

Score1/3

Weight0.99%

1M Return0.43%

Asset-MV

Value-0.50

Score0/3

Weight5.34%

1M Return2.09%

Cash-MV

Value1.59

Score2/3

Weight17.10%

1M Return6.45%

Is PAGS fundamentally strong?

PAGS scores 8.06/10 on fundamentals and holds a Discounted valuation at present. Backed by its 10.94% ROE, 10.97% net margin, 9.15 P/E ratio, 1.20 P/B ratio, and 0.99% earnings growth, these metrics solidify its Outperform investment rating.