OPFI
OppFi·NYSE
--
--(--)
--
--(--)
OPFI fundamentals
During Q4 2025, OppFi (OPFI) reported revenue of 85.57M, a YoY change of 5.88%. Net income was 38.44M, a YoY change of 175.13%. Click to view the full income statement and explore the company's earnings performance.
Income Statement
Q3,2020 | Q4,2020 | Q1,2021 | Q2,2021 | Q3,2021 | Q4,2021 | Q1,2022 | Q2,2022 | Q3,2022 | Q4,2022 | Q1,2023 | Q2,2023 | Q3,2023 | Q4,2023 | Q1,2024 | Q2,2024 | Q3,2024 | Q4,2024 | Q1,2025 | Q2,2025 | Q3,2025 | Q4,2025 | TTM |
|---|
Start Date | Jul 1, 2020 | Oct 1, 2020 | Jan 1, 2021 | Apr 1, 2021 | Jul 1, 2021 | Oct 1, 2021 | Jan 1, 2022 | Apr 1, 2022 | Jul 1, 2022 | Oct 1, 2022 | Jan 1, 2023 | Apr 1, 2023 | Jul 1, 2023 | Oct 1, 2023 | Jan 1, 2024 | Apr 1, 2024 | Jul 1, 2024 | Oct 1, 2024 | Jan 1, 2025 | Apr 1, 2025 | Jul 1, 2025 | Oct 1, 2025 | -- |
End Date | Sep 30, 2020 | Dec 31, 2020 | Mar 31, 2021 | Jun 30, 2021 | Sep 30, 2021 | Dec 31, 2021 | Mar 31, 2022 | Jun 30, 2022 | Sep 30, 2022 | Dec 31, 2022 | Mar 31, 2023 | Jun 30, 2023 | Sep 30, 2023 | Dec 31, 2023 | Mar 31, 2024 | Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | Mar 31, 2025 | Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | -- |
Fiscal Year-End | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | Dec 31 | -- |
Revenue | 44.88M -- | 64.29M -- | 61.86M -- | 67.04M -- | 72.89M +62.42% | 61.88M -3.74% | 50.73M -18.00% | 65.15M -2.81% | 52.63M -27.80% | 48.45M -21.70% | 57.19M +12.73% | 74.58M +14.47% | 75.67M +43.78% | 65.75M +35.70% | 63.21M +10.54% | 86.28M +15.69% | 91.17M +20.48% | 80.82M +22.92% | 90.81M +43.65% | 100.25M +16.19% | 104.56M +14.69% | 85.57M +5.88% | 381.18M -- |
Sales and Services Revenue | 44.88M -- | 154.29M -- | 61.86M -- | 67.04M -- | 72.89M +62.42% | 147.24M -4.57% | 50.73M -18.00% | 65.15M -2.81% | 52.63M -27.80% | 282.94M +92.17% | 57.19M +12.73% | 74.58M +14.47% | -- -- | 269.66M -4.69% | -- -- | -- -- | 90.11M -- | 79.43M -70.54% | -- -- | -- -- | 103.17M +14.50% | 84.12M +5.90% | -- -- |
Financing Services Revenue | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 74.59M -- | -205.02M -- | 62.15M -- | 85.05M -- | -- -- | -- -- | 89.66M +44.26% | 98.95M +16.34% | -- -- | -- -- | -- -- |
Other Revenue | -- -- | 789.00K -- | -- -- | -- -- | -- -- | 1.54M +95.06% | -- -- | -- -- | -- -- | 1.41M -8.32% | -- -- | -- -- | 1.07M -- | 1.11M -21.40% | 1.06M -- | 1.23M -- | 1.06M -1.58% | 1.39M +24.98% | 1.15M +8.08% | 1.30M +5.78% | 1.38M +30.72% | 1.45M +4.55% | 5.28M -- |
Cost of Revenue | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Cost of Financing Services | -- -- | 90.79M -- | -- -- | -- -- | -- -- | 86.89M -4.29% | -- -- | -- -- | -- -- | 235.90M +171.49% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Gross Profit | 44.88M -- | 64.29M -- | 61.86M -- | 67.04M -- | 72.89M +62.42% | 61.88M -3.74% | 50.73M -18.00% | 65.15M -2.81% | 52.63M -27.80% | 48.45M -21.70% | 57.19M +12.73% | 74.58M +14.47% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Operating Income | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | -2.98M -- | -- -- | 33.00K -- | -- -- | -- -- | 1.45M -- | 1.00K -96.97% | -- -- | -- -- | -- -- |
Operating Expenses | 25.40M -- | 27.32M -- | 37.34M -- | 49.05M -- | 61.38M +141.70% | 34.39M +25.87% | 52.89M +41.64% | 58.75M +19.77% | 53.59M -12.69% | 22.91M -33.40% | 53.46M +1.07% | 56.24M -4.27% | 48.01M -10.42% | 44.97M +96.32% | 46.50M -13.01% | 45.86M -18.46% | 56.07M +16.79% | 11.44M -74.57% | 39.52M -15.01% | 45.80M -0.14% | 56.11M +0.07% | 15.27M +33.51% | 156.70M -- |
Selling, General and Administrative Expenses | 15.13M -- | 36.79M -- | 25.83M -- | 22.39M -- | 39.75M +162.71% | 42.23M +14.79% | 36.68M +41.99% | 21.97M -1.88% | 33.89M -14.74% | 32.55M -22.92% | 31.55M -13.99% | 22.78M +3.67% | 40.77M +20.30% | -30.36M -193.27% | 32.96M +4.46% | 36.43M +59.91% | 33.24M -18.47% | -15.49M +48.97% | 30.73M -6.76% | 36.10M -0.90% | 34.06M +2.46% | -16.38M -5.70% | 84.51M -- |
Selling and Marketing Expenses | -- -- | 18.64M -- | -- -- | -- -- | -- -- | 52.46M +181.40% | -- -- | -- -- | -- -- | 58.29M +11.12% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 13.57M -- | -35.89M -- | -- -- | -- -- | 14.51M +6.96% | -36.69M -2.23% | -- -- |
General and Administrative Expenses | -- -- | 10.51M -- | -- -- | -- -- | -- -- | 14.21M +35.26% | -- -- | -- -- | -- -- | 11.87M -16.50% | -- -- | -- -- | -- -- | 13.64M +14.99% | 3.78M -- | 3.86M -- | 3.59M -- | 3.83M -71.96% | 3.86M +2.22% | 3.92M +1.66% | 3.90M +8.67% | 4.90M +28.18% | 16.59M -- |
Research and Development Expenses | 1.95M -- | 1.98M -- | 2.15M -- | 2.42M -- | 2.70M +37.97% | 2.80M +41.58% | 3.13M +46.02% | 3.29M +35.71% | 3.30M +22.44% | 3.33M +19.01% | 3.17M +0.99% | 3.28M -0.21% | 3.14M -4.85% | 2.96M -11.26% | 3.06M -3.41% | 2.96M -9.66% | 3.04M -3.18% | 3.11M +5.18% | 2.96M -3.17% | 3.38M +14.14% | 3.13M +2.96% | 2.96M -4.82% | 12.43M -- |
Loss on Impairment of Other Assets | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 3.57M -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Other Operating Expenses | 8.31M -- | -11.45M -- | 9.36M -- | 24.24M -- | 18.93M +127.82% | -10.64M +7.05% | 13.07M +39.67% | 33.49M +38.19% | 16.40M -13.37% | -16.55M -55.53% | 18.74M +43.34% | 30.18M -9.87% | 4.10M -75.02% | 72.38M +537.36% | 10.48M -44.05% | 6.47M -78.55% | 19.79M +383.04% | 23.82M -67.09% | 5.83M -44.41% | 6.32M -2.39% | 18.92M -4.39% | 28.68M +20.42% | 59.75M -- |
Operating Income | 19.48M -- | 36.97M -- | 24.52M -- | 17.99M -- | 11.51M -40.91% | 27.49M -25.63% | -2.16M -108.81% | 6.40M -64.41% | -969.00K -108.42% | 25.55M -7.07% | 3.73M +272.61% | 18.33M +186.38% | 27.66M +2954.28% | 17.80M -30.34% | 16.71M +348.10% | 40.45M +120.63% | 35.09M +26.88% | 69.38M +289.82% | 52.74M +215.54% | 54.45M +34.60% | 48.45M +38.05% | 70.30M +1.32% | 225.93M -- |
Non-Operating Income (Loss) | -141.00K -- | -20.81M -- | -137.00K -- | 0 -- | 19.58M +13988.65% | -10.85M +47.84% | 2.40M +1854.74% | 3.30M -- | 1.32M -93.24% | -32.78M -202.05% | 346.00K -85.61% | 430.00K -86.96% | -11.66M -981.56% | -14.82M +54.78% | -6.18M -1885.84% | -11.86M -2858.37% | -738.00K +93.67% | -54.81M -269.75% | -30.70M -396.81% | -41.74M -251.93% | 33.13M +4589.84% | -30.49M +44.36% | -69.80M -- |
Income (Loss) from Affiliates | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0 -- | 0 -- | 0 -- | 0 -- | 627.00K -- | 815.00K -- | 1.08M -- | 1.12M -- | 1.36M +117.70% | 1.41M +73.25% | 4.97M -- |
Gain (Loss) on Change in Fair Value | -- -- | -- -- | -- -- | -- -- | -- -- | 26.41M -- | -- -- | -- -- | -- -- | 9.35M -64.58% | -- -- | -- -- | 334.00K -- | -5.81M -162.17% | 5.17M -- | -976.00K -- | -1.45M -532.63% | -10.99M -89.10% | -21.61M -517.85% | -33.30M -3312.30% | 31.69M +2292.94% | 11.88M +208.02% | -11.35M -- |
Other Non-Operating Income (Loss) | 0 -- | 0 -- | 0 -- | 0 -- | 19.58M -- | -13.14M -- | 2.40M -- | 3.30M -- | 1.32M -93.24% | -6.97M +46.94% | 346.00K -85.61% | 430.00K -86.96% | 80.00K -93.95% | 79.00K +101.13% | 80.00K -76.88% | 79.00K -81.63% | 80.00K -- | 79.00K -- | 80.00K -- | 79.00K -- | 82.00K +2.50% | -4.41M -5687.34% | -4.17M -- |
Net Interest Expense | 141.00K -- | 20.81M -- | 137.00K -- | -- -- | -- -- | 24.12M +15.91% | -- -- | -- -- | -- -- | 35.16M +45.79% | -- -- | -- -- | 12.08M -- | 9.09M -74.15% | 11.43M -- | 10.96M -- | -- -- | 44.71M +391.95% | 10.25M -10.35% | 9.64M -12.09% | -- -- | 39.37M -11.95% | -- -- |
Interest Expense | 141.00K -- | 20.81M -- | 137.00K -- | -- -- | -- -- | 24.12M +15.91% | -- -- | -- -- | -- -- | 35.16M +45.79% | -- -- | -- -- | 12.08M -- | 12.07M -65.67% | 11.43M -- | 10.96M -- | -- -- | 44.71M +270.38% | 10.25M -10.35% | 9.64M -12.09% | -- -- | 39.37M -11.95% | -- -- |
Interest Income | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 2.98M -- | -- -- | -- -- | -- -- | 0 -100.00% | -- -- | -- -- | -- -- | 0 -- | -- -- |
Pretax Income From Continuing Operations | 19.34M -- | 16.16M -- | 24.38M -- | 17.99M -- | 31.09M +60.76% | 16.64M +2.98% | 243.00K -99.00% | 9.70M -46.08% | 354.00K -98.86% | -7.23M -143.47% | 4.08M +1577.37% | 18.76M +93.46% | 15.99M +4418.36% | 2.98M +141.13% | 10.54M +158.46% | 28.59M +52.37% | 34.35M +114.78% | 14.57M +389.85% | 22.04M +109.22% | 12.70M -55.56% | 81.58M +137.47% | 39.81M +173.16% | 156.13M -- |
Income Tax Expense | 0 -- | 0 -- | 0 -- | 0 -- | 703.00K -- | -392.00K -- | 540.00K -- | 202.00K -- | 1.01M +44.38% | -2.03M -418.88% | 146.00K -72.96% | 688.00K +240.59% | 463.00K -54.38% | 1.03M +150.84% | 404.00K +176.71% | 914.00K +32.85% | 2.30M +396.11% | 600.00K -41.97% | 1.65M +308.66% | 1.22M +33.92% | 5.65M +145.84% | 1.36M +127.17% | 9.88M -- |
Current Income Tax | -- -- | -- -- | -- -- | -- -- | -- -- | 578.00K -- | -- -- | -- -- | -- -- | 312.00K -46.02% | -- -- | -- -- | -- -- | 507.00K +62.50% | -- -- | -- -- | -- -- | 751.00K +48.13% | -- -- | -- -- | -- -- | 5.13M +582.56% | -- -- |
Deferred Income Tax | -- -- | -- -- | -- -- | -- -- | -- -- | -267.00K -- | -- -- | -- -- | -- -- | -589.00K -120.60% | -- -- | -- -- | -- -- | 1.82M +409.68% | -- -- | -- -- | -- -- | 3.46M +89.91% | -- -- | -- -- | -- -- | 4.76M +37.38% | -- -- |
Net Income | 19.34M -- | 16.16M -- | 24.38M -- | 17.99M -- | 30.39M +57.13% | 17.03M +5.41% | -297.00K -101.22% | 9.50M -47.20% | -661.00K -102.17% | -5.20M -130.52% | 3.93M +1423.23% | 18.08M +90.33% | 15.53M +2449.77% | 1.94M +137.33% | 10.13M +157.79% | 27.68M +53.11% | 32.06M +106.39% | 13.97M +619.89% | 20.39M +101.26% | 11.48M -58.52% | 75.93M +136.87% | 38.44M +175.13% | 146.25M -- |
Net Income Attributable to Minority Interests | -- -- | 0 -- | 0 -- | -- -- | 16.27M -- | 5.60M -- | -1.37M -- | 6.04M -- | -90.00K -100.55% | -8.33M -248.74% | 3.68M +367.95% | 15.93M +163.85% | 13.36M +14947.78% | 7.51M +190.09% | 4.59M +24.87% | 24.61M +54.45% | 27.79M +107.98% | 19.58M +160.82% | 31.76M +591.38% | 32.26M +31.08% | 34.30M +23.41% | 21.60M +10.30% | 119.92M -- |
Net Income Attributable to Owners of the Company | 19.34M -- | 16.16M -- | 24.38M -- | 17.99M -- | 14.13M -26.97% | 11.43M -29.27% | 1.08M -95.59% | 3.46M -80.78% | -571.00K -104.04% | 3.13M -72.57% | 251.00K -76.67% | 2.14M -38.06% | 2.17M +479.86% | -5.57M -277.58% | 5.54M +2105.98% | 3.07M +43.14% | 4.26M +96.59% | -5.61M -0.75% | -11.37M -305.38% | -20.78M -777.76% | 41.63M +876.43% | 16.85M +400.34% | 26.33M -- |
Net Income Attributable to Common Stockholders | 19.34M -- | 16.16M -- | 24.38M -- | 17.99M -- | 14.13M -26.97% | 11.43M -29.27% | 1.08M -95.59% | 3.46M -80.78% | -571.00K -104.04% | 3.13M -72.57% | 251.00K -76.67% | 2.14M -38.06% | 2.17M +479.86% | -5.57M -277.58% | 5.54M +2105.98% | 3.07M +43.14% | 4.26M +96.59% | -5.61M -0.75% | -11.37M -305.38% | -20.78M -777.76% | 41.63M +876.43% | 16.85M +400.34% | 26.33M -- |
Other Comprehensive Income | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Total Comprehensive Income | -- -- | 0 -- | -- -- | -- -- | -- -- | 0 -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- |
Total Comprehensive Income Attributable to Owners of the Company | -- -- | 77.52M -- | -- -- | -- -- | -- -- | 89.80M +15.84% | -- -- | -- -- | -- -- | 3.34M -96.28% | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 32.06M -- | -69.86M -- | -- -- | -- -- | 75.93M +136.87% | -107.80M -54.30% | -- -- |
Basic EPS | 0 -- | 0.53 -- | 0.08 -- | 0.59 -- | 1.06 -- | 0.1 -81.13% | 0.08 -- | 0.26 -55.93% | -0.04 -103.77% | 0.03 -70.00% | 0.02 -75.00% | 0.14 -46.15% | 0.13 +425.00% | -0.05 -266.67% | 0.29 +1350.00% | 0.16 +14.29% | 0.21 +61.54% | -0.07 -40.00% | -0.48 -265.52% | -0.78 -587.50% | 1.48 +604.76% | 0.2 +385.71% | 0.42 -- |
Basic EPS from Continuing Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0.13 -- | -- -- | 0.29 -- | 0.16 -- | 0.21 +61.54% | -- -- | -0.48 -265.52% | -0.78 -587.50% | 1.48 +604.76% | -- -- | -- -- |
Diluted EPS | 0 -- | -- -- | 0 -- | -- -- | 0.29 -- | -- -- | 0 -- | 0.1 -- | -0.04 -113.79% | -- -- | 0.02 -- | 0.14 +40.00% | 0.13 +425.00% | -- -- | 0.1 +400.00% | 0.16 +14.29% | 0.21 +61.54% | -- -- | -0.48 -580.00% | -0.78 -587.50% | 0.77 +266.67% | -- -- | -- -- |
Diluted EPS from Continuing Operations | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | -- -- | 0.13 -- | -- -- | 0.1 -- | 0.16 -- | 0.21 +61.54% | -- -- | -0.48 -580.00% | -0.78 -587.50% | 0.77 +266.67% | -- -- | -- -- |
You can ask Aime
What is OppFi's latest dividend and current dividend yield?What factors drove the changes in OppFi's revenue and profit?What does OppFi do and what are its main business segments?What guidance did OppFi's management provide for the next earnings period?What is the revenue and EPS growth rate for OppFi year over year?What were the key takeaways from OppFi’s earnings call?Did OppFi beat or miss consensus estimates last quarter?What is OppFi's gross profit margin?
ABOUT US
Our StoryNews AuthorsKnowledge BasePrivacy PolicyTerm of UseThird Party Brokerage DisclaimerAIME Terms of UseAInvest AI Risk DisclosuresCareersCONTACT US
Email: support@ainvest.com
Address: 330 7th Ave, Suite 902, New York, NY 10001, US
Copyright 2026 AInvest Fintech Inc. All rights reserved.
