OneMain Holdings (OMF) Fundamental Analysis: Revenue, Earnings & Valuation

2.00 / 10

Underperform

Fundamental metrics rate the stock as Underperform with a 2/10 score. Gross profit margin (48.34%) and asset‑to‑market ratios are modestly positive, while net profit margin is deeply negative (-1161%). Overall financial health is poor, prompting a selective investment stance.

Analysis Checks(6/10)

Gross profit margin (%)

Value48.34

Score2/3

Weight2.17%

1M Return0.94%

Total profit (YoY growth rate %)

Value50.08

Score1/3

Weight8.26%

1M Return3.24%

Net cash flow from operating activities (YoY growth rate %)

Value16.04

Score2/3

Weight15.88%

1M Return6.03%

Net profit margin (%)

Value-1161.70

Score0/3

Weight4.91%

1M Return2.13%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight8.05%

1M Return3.38%

Operating revenue (YoY growth rate %)

Value178.81

Score1/3

Weight7.54%

1M Return3.12%

Total assets turnover ratio

Value0.82

Score1/3

Weight7.34%

1M Return3.15%

EBIT / Total operating revenue (%)

Value-934.44

Score2/3

Weight5.78%

1M Return2.48%

Asset-MV

Value-0.55

Score2/3

Weight28.96%

1M Return8.52%

Cash-MV

Value1.50

Score2/3

Weight11.11%

1M Return4.28%

Is OMF undervalued or overvalued?

OMF scores 2.00/10 on fundamentals and holds a Premium valuation at present. Backed by its 23.76% ROE, 15.97% net margin, 7.94 P/E ratio, 1.83 P/B ratio, and 54.69% earnings growth, these metrics solidify its Underperform investment rating.