OFG
OFG·NYSE
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OFG fundamentals
OFG (OFG) released its earnings on Jan 22, 2026: revenue was 185.40M (YoY +1.92%), beat estimates; EPS was 1.27 (YoY +16.51%), beat estimates.
Revenue / YoY
185.40M
+1.92%
EPS / YoY
1.27
+16.51%
Report date
Jan 22, 2026
OFG Earnings Call Summary for Q4,2025
- EPS Growth: 17% YoY to $1.23, supported by 2% core revenue expansion and 5% expense decline.
- Digital Success: 4% retail customer growth via Libre+/Elite, 75% new clients in digital accounts.
- Credit Stability: 1.59% NPLs (isolated telecom loan), 2.8% early delinquency rate.
- 2026 Outlook: 4.9-5.05% NIM, $380-385M expense target, low single-digit loan growth.
- Capital Return: $92M buybacks in 2025, 20% dividend increase, CET1 13.97%.
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Key Indicators
OFG (OFG) key financial stats and ratios, covering profitability, financial health, and leverage.
OFG (OFG)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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OFG (OFG)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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OFG (OFG)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does OFG (OFG) generate its revenue? Explore its key revenue streams and top earning regions.
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Track OFG (OFG) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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You can ask Aime
What is the market's earnings forecast for OFG next quarter?What is OFG's latest dividend and current dividend yield?What were the key takeaways from OFG’s earnings call?What factors drove the changes in OFG's revenue and profit?What were the key takeaways from OFG's earnings call?What does OFG do and what are its main business segments?What is the revenue and EPS growth rate for OFG year over year?What is OFG's gross profit margin?
