OFG
OFG·NYSE
--
--(--)
--
--(--)
4.28 / 10
Netural
OFG's fundamental score of 4.3/10 reflects a mixed profile: Days Sales Outstanding (72.55) and Net Cash Flow from Operations (YoY -26.01%) rank in the second and third quartiles, respectively, while Net Profit Margin is deeply negative (-2972.64), and PB-ROE shows a 1.41 excess. Asset-MV (-0.50) and Revenue-MV (0.16) are in higher quartiles, but overall, the factor combination yields a neutral rating with constrained investment appeal.
Analysis Checks(8/10)
Revenue-MV
Value0.16
Score2/3
Weight17.33%
1M Return6.62%
Value0.16
Score2/3
Weight17.33%
1M Return6.62%
Profit-MV
Value0.31
Score1/3
Weight0.45%
1M Return0.21%
Value0.31
Score1/3
Weight0.45%
1M Return0.21%
PB-ROE
Value1.41
Score0/3
Weight-0.56%
1M Return-0.26%
Value1.41
Score0/3
Weight-0.56%
1M Return-0.26%
Net profit margin (%)
Value-2972.64
Score2/3
Weight1.91%
1M Return0.86%
Value-2972.64
Score2/3
Weight1.91%
1M Return0.86%
Asset-MV
Value-0.50
Score2/3
Weight29.18%
1M Return9.65%
Value-0.50
Score2/3
Weight29.18%
1M Return9.65%
Days sales outstanding
Value72.55
Score2/3
Weight2.85%
1M Return1.29%
Value72.55
Score2/3
Weight2.85%
1M Return1.29%
Net income-Revenue
Value0.72
Score2/3
Weight9.26%
1M Return3.69%
Value0.72
Score2/3
Weight9.26%
1M Return3.69%
Net cash flow from operating activities (YoY growth rate %)
Value-26.01
Score3/3
Weight22.22%
1M Return9.56%
Value-26.01
Score3/3
Weight22.22%
1M Return9.56%
Income tax / Total profit (%)
Value20.08
Score2/3
Weight2.48%
1M Return1.16%
Value20.08
Score2/3
Weight2.48%
1M Return1.16%
Cash-MV
Value0.14
Score2/3
Weight14.88%
1M Return6.45%
Value0.14
Score2/3
Weight14.88%
1M Return6.45%
Revenue-MV
Value0.16
Score2/3
Weight17.33%
1M Return6.62%
Value0.16
Score2/3
Weight17.33%
1M Return6.62%
Days sales outstanding
Value72.55
Score2/3
Weight2.85%
1M Return1.29%
Value72.55
Score2/3
Weight2.85%
1M Return1.29%
Profit-MV
Value0.31
Score1/3
Weight0.45%
1M Return0.21%
Value0.31
Score1/3
Weight0.45%
1M Return0.21%
Net income-Revenue
Value0.72
Score2/3
Weight9.26%
1M Return3.69%
Value0.72
Score2/3
Weight9.26%
1M Return3.69%
PB-ROE
Value1.41
Score0/3
Weight-0.56%
1M Return-0.26%
Value1.41
Score0/3
Weight-0.56%
1M Return-0.26%
Net cash flow from operating activities (YoY growth rate %)
Value-26.01
Score3/3
Weight22.22%
1M Return9.56%
Value-26.01
Score3/3
Weight22.22%
1M Return9.56%
Net profit margin (%)
Value-2972.64
Score2/3
Weight1.91%
1M Return0.86%
Value-2972.64
Score2/3
Weight1.91%
1M Return0.86%
Income tax / Total profit (%)
Value20.08
Score2/3
Weight2.48%
1M Return1.16%
Value20.08
Score2/3
Weight2.48%
1M Return1.16%
Asset-MV
Value-0.50
Score2/3
Weight29.18%
1M Return9.65%
Value-0.50
Score2/3
Weight29.18%
1M Return9.65%
Cash-MV
Value0.14
Score2/3
Weight14.88%
1M Return6.45%
Value0.14
Score2/3
Weight14.88%
1M Return6.45%
Is OFG fundamentally strong?
- OFG scores 4.28/10 on fundamentals and holds a Fair valuation at present. Backed by its 11.35% ROE, 27.34% net margin, 9.09 P/E ratio, 1.29 P/B ratio, and 7.00% earnings growth, these metrics solidify its Netural investment rating.
