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OBK

Origin Bancorp·NYSE
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OBK fundamentals

Origin Bancorp (OBK) released its earnings on Jan 28, 2026: revenue was 94.00M (YoY +20.48%), missed estimates; EPS was 0.95 (YoY +106.52%), beat estimates.
Revenue / YoY
94.00M
+20.48%
EPS / YoY
0.95
+106.52%
Report date
Jan 28, 2026
OBK Earnings Call Summary for Q4,2025
  • ROA Milestone Achieved: 1.19% Q4 ROA vs. 1%+ target, with pretax pre-provision ROA at 1.7%.
  • Growth Investment: $10M+ to hire bankers, targeting mid-single-digit loan growth.
  • Margin Outlook: 2026 NIM 3.70-3.80%, with Q1 compression offset by 2026 Fed rate cuts.
  • Credit Stability: NCOs 0.17%, NPLs down $7M, allowance stable at 1.34%.
  • Capital Flexibility: TCE 11.3%, $145M sub debt redeemed, $16M buybacks.
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Revenue

Revenue & Expenses

Key Indicators

Origin Bancorp (OBK) key financial stats and ratios, covering profitability, financial health, and leverage.
Origin Bancorp (OBK)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Origin Bancorp (OBK)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Origin Bancorp (OBK)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Where does Origin Bancorp (OBK) generate its revenue? Explore its key revenue streams and top earning regions.
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Track Origin Bancorp (OBK) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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