Nu Holdings (NU) Fundamental Analysis: Revenue, Earnings & Valuation

4.73 / 10

Netural

Fundamental analysis rates Nu at 4.7/10, reflecting balanced metrics. Strengths include current‑asset ratio and EBIT margin, while total‑asset turnover is weak. The composite fund score is 4.73, driven by Asset‑MV and Cash‑MV factors, indicating modest but mixed financial health.

Analysis Checks(9/10)

Current liabilities / Total liabilities (%)

Value2.61

Score3/3

Weight10.16%

1M Return4.47%

Accounts receivable turnover ratio

Value23.56

Score3/3

Weight8.61%

1M Return4.23%

Non-current liabilities / Total liabilities (%)

Value97.39

Score2/3

Weight9.92%

1M Return4.52%

Total profit / EBIT (%)

Value100.00

Score2/3

Weight7.31%

1M Return3.73%

Operating revenue (YoY growth rate %)

Value36.97

Score2/3

Weight10.66%

1M Return5.14%

Total assets turnover ratio

Value0.25

Score0/3

Weight1.34%

1M Return0.70%

EBIT / Total operating revenue (%)

Value-1013.63

Score2/3

Weight5.15%

1M Return2.63%

Asset-MV

Value-0.55

Score2/3

Weight21.83%

1M Return8.30%

Current assets / Total assets (%)

Value20.03

Score2/3

Weight5.46%

1M Return2.74%

Cash-MV

Value-0.49

Score3/3

Weight19.57%

1M Return9.07%

Is NU undervalued or overvalued?

NU scores 4.73/10 on fundamentals and holds a Fair valuation at present. Backed by its 30.25% ROE, 18.20% net margin, 24.09 P/E ratio, 6.11 P/B ratio, and 44.25% earnings growth, these metrics solidify its Netural investment rating.