Butterfield (NTB) Fundamental Analysis: Revenue, Earnings & Valuation

4.52 / 10

Netural

Fundamental analysis rates NTB.N as neutral (4.5/10). Strengths include Asset‑MV and Net‑income‑Revenue, while PB‑ROE and Cash‑UP lag. Most factors sit in mid‑to‑high quartiles, delivering 3‑7% monthly returns, indicating modest upside but notable headwinds.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.85%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.84%

1M Return3.70%

Profit-MV

Value1.54

Score2/3

Weight14.94%

1M Return6.92%

Net income-Revenue

Value1.01

Score2/3

Weight12.50%

1M Return5.96%

PB-ROE

Value-0.91

Score1/3

Weight8.81%

1M Return4.22%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.84%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.84%

1M Return3.70%

Cash-UP

Value-0.04

Score1/3

Weight6.66%

1M Return3.24%

Asset-MV

Value-0.55

Score2/3

Weight15.39%

1M Return6.73%

Cash-MV

Value0.01

Score3/3

Weight14.33%

1M Return6.88%

Is NTB undervalued or overvalued?

NTB scores 4.52/10 on fundamentals and holds a Fair valuation at present. Backed by its 21.45% ROE, 38.21% net margin, 9.08 P/E ratio, 1.84 P/B ratio, and 16.88% earnings growth, these metrics solidify its Netural investment rating.