MA
Mastercard·NYSE
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MA fundamentals
Mastercard (MA) released its earnings on Jan 29, 2026: revenue was 8.81B (YoY +17.59%), beat estimates; EPS was 4.76 (YoY +24.61%), beat estimates.
Revenue / YoY
8.81B
+17.59%
EPS / YoY
4.76
+24.61%
Report date
Jan 29, 2026
MA Earnings Call Summary for Q4,2025
- Record Q4 Growth: 15% net revenue growth, 22% VASS expansion, and 14% cross-border volume growth highlight strong execution across strategic pillars.
- Strategic Wins: Renewed Capital One partnership, Yapi Kredi migration, and Scotiabank expansion demonstrate Mastercard's differentiated value proposition.
- AI and Digital Innovation: Investments in agentic commerce (Agent Pay), stablecoins (e.g., Gemini co-brand), and Mastercard Credit Intelligence drive long-term growth.
- 2026 Outlook: High-end low double-digit revenue growth expected, with 1-1.5% FX tailwind and $200M restructuring charge for strategic focus.
- Regulatory Resilience: Active opposition to CCCA and ability to navigate geopolitical uncertainty through diversified business model.
- Share Buybacks: $3.6B repurchased in Q4, supporting shareholder returns while maintaining financial flexibility.
EPS
Actual | 1.83 | 1.36 | 1.6 | 1.64 | 1.74 | 1.95 | 2.37 | 2.35 | 2.76 | 2.56 | 2.68 | 2.65 | 2.8 | 2.89 | 3.39 | 3.18 | 3.31 | 3.59 | 3.89 | 3.82 | 3.73 | 4.15 | 4.38 | 4.76 | ||||||||||||||||
Forecast | 1.7236 | 1.1702 | 1.6535 | 1.5187 | 1.5774 | 1.7442 | 2.1862 | 2.2147 | 2.1776 | 2.3605 | 2.5765 | 2.5745 | 2.7167 | 2.8314 | 3.2123 | 3.0834 | 3.2457 | 3.5097 | 3.7439 | 3.6945 | 3.5772 | 4.0296 | 4.3167 | 4.2469 | ||||||||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +6.17% | +16.22% | -3.24% | +7.99% | +10.31% | +11.80% | +8.41% | +6.11% | +26.75% | +8.45% | +4.02% | +2.93% | +3.07% | +2.07% | +5.53% | +3.13% | +1.98% | +2.29% | +3.90% | +3.40% | +4.27% | +2.99% | +1.47% | +12.08% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 4.01B | 3.33B | 3.84B | 4.12B | 4.16B | 4.53B | 4.99B | 5.22B | 5.20B | 5.50B | 5.76B | 5.82B | 5.75B | 6.27B | 6.53B | 6.55B | 6.35B | 6.96B | 7.37B | 7.49B | 7.30B | 8.13B | 8.60B | 8.81B |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 3.96B | 3.25B | 3.95B | 4.00B | 4.00B | 4.37B | 4.95B | 5.17B | 4.91B | 5.27B | 5.65B | 5.79B | 5.64B | 6.18B | 6.53B | 6.48B | 6.34B | 6.85B | 7.27B | 7.39B | 7.13B | 7.93B | 8.53B | 8.78B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | +1.17% | +2.63% | -2.98% | +3.07% | +4.00% | +3.67% | +0.70% | +0.80% | +5.94% | +4.37% | +1.82% | +0.41% | +1.86% | +1.50% | +0.12% | +1.00% | +0.15% | +1.59% | +1.42% | +1.40% | +2.38% | +2.57% | +0.79% | +0.32% |
Earnings Call
You can ask Aime
What is the market's earnings forecast for Mastercard next quarter?What is Mastercard's gross profit margin?What does Mastercard do and what are its main business segments?What is Mastercard's latest dividend and current dividend yield?What factors drove the changes in Mastercard's revenue and profit?What were the key takeaways from Mastercard's earnings call?What is the revenue and EPS growth rate for Mastercard year over year?What guidance did Mastercard's management provide for the next earnings period?
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