Mastercard (MA) Fundamental Analysis: Revenue, Earnings & Valuation

7.84 / 10

Outperform

Fundamentally, Mastercard scores 7.8/10 (Outperform). Strengths include low Days Sales Outstanding, strong net cash flow growth, and high PB‑ROE. Weaknesses are modest Asset‑MV, Profit‑MV and Cash‑MV. Overall judgment: outstanding fundamentals.

Analysis Checks(7/10)

Revenue-MV

Value-1.17

Score3/3

Weight26.74%

1M Return13.06%

Days sales outstanding

Value46.01

Score2/3

Weight2.98%

1M Return1.06%

Profit-MV

Value0.67

Score0/3

Weight-13.32%

1M Return-7.03%

Accounts receivable turnover ratio

Value7.82

Score3/3

Weight6.90%

1M Return3.00%

PB-ROE

Value8.56

Score3/3

Weight28.41%

1M Return15.16%

Total profit (YoY growth rate %)

Value21.79

Score3/3

Weight13.58%

1M Return4.88%

Net cash flow from operating activities (YoY growth rate %)

Value19.40

Score3/3

Weight13.72%

1M Return4.87%

Asset-MV

Value-0.55

Score0/3

Weight4.84%

1M Return2.30%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value16.27

Score3/3

Weight14.06%

1M Return5.03%

Cash-MV

Value-0.26

Score1/3

Weight2.11%

1M Return0.84%

Is MA undervalued or overvalued?

MA scores 7.84/10 on fundamentals and holds a Discounted valuation at present. Backed by its 209.92% ROE, 45.65% net margin, 29.73 P/E ratio, 57.44 P/B ratio, and 18.91% earnings growth, these metrics solidify its Outperform investment rating.