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LNC

Lincoln National·NYSE
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LNC fundamentals

Lincoln National (LNC) released its earnings on Feb 12, 2026: revenue was 4.89B (YoY +5.75%), beat estimates; EPS was 2.21 (YoY +15.71%), beat estimates.
Revenue / YoY
4.89B
+5.75%
EPS / YoY
2.21
+15.71%
Report date
Feb 12, 2026
LNC Earnings Call Summary for Q4,2025
  • Record Growth: 31% YoY Q4 adjusted operating income, highest full-year results in 4 years.
  • Capital Strength: RBC ratio of 439%, with $1.1 billion Holding Company liquidity.
  • Annuities Shift: 2026 VA sales to moderate, fixed annuities to drive spread-based growth.
  • Free Cash Flow: Conversion rate improved to 45% in 2025, with remittances targeting $1.2-1.3 billion annually.
  • Life Improvement: $200 million YoY earnings growth, supported by captive consolidation and mortality normalization.

Earnings

EPS
Revenue

Revenue & Expenses

Key Indicators

Lincoln National (LNC) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Lincoln National (LNC)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
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Balance Sheet

Lincoln National (LNC)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
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Breakdown

Cash Flow

Lincoln National (LNC)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
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Revenue Breakdown

Where does Lincoln National (LNC) generate its revenue? Explore its key revenue streams and top earning regions.
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By Region
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Dividend

Track Lincoln National (LNC) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
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Dividend Yield