Kemper (KMPR) Fundamental Analysis: Revenue, Earnings & Valuation

6.19 / 10

Outperform

Fundamentally, KMPR scores 6.2/10. Strengths include high accounts‑receivable turnover (23.6) and excellent fixed‑asset turnover, yielding strong liquidity (current ratio 3.8) and interest coverage (34.9). However, EPS and net‑profit YoY growth are sharply negative, and cash‑up is weak, tempering optimism.

Analysis Checks(6/10)

Revenue-MV

Value1.26

Score1/3

Weight4.82%

1M Return1.04%

Net profit attributable to parent company shareholders / Net profit (%)

Value108.07

Score1/3

Weight6.70%

1M Return1.56%

Accounts receivable turnover ratio

Value23.61

Score3/3

Weight12.73%

1M Return2.64%

Cash-UP

Value0.05

Score0/3

Weight-14.23%

1M Return-3.59%

Fixed assets turnover ratio

Value9771.06

Score3/3

Weight11.74%

1M Return2.46%

Interest coverage ratio (EBIT / Interest expense) (%)

Value34.91

Score2/3

Weight11.60%

1M Return2.44%

Diluted earnings per share (YoY growth rate %)

Value-53.36

Score3/3

Weight24.24%

1M Return4.62%

Asset-MV

Value-0.55

Score1/3

Weight11.09%

1M Return2.17%

Net profit attributable to parent company shareholders (YoY growth rate %)

Value-54.91

Score2/3

Weight19.22%

1M Return3.66%

Current ratio

Value3.80

Score3/3

Weight12.09%

1M Return2.53%

Is KMPR undervalued or overvalued?

KMPR scores 6.19/10 on fundamentals and holds a Discounted valuation at present. Backed by its 5.26% ROE, 2.77% net margin, 12.79 P/E ratio, 0.69 P/B ratio, and -53.33% earnings growth, these metrics solidify its Outperform investment rating.