Symbols

KB

Kb Financial Group·NYSE

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KB fundamentals

KB Q4 2025 Earnings

Kb Financial Group (KB) released its earnings on Feb 5, 2026: revenue was 3.07B (YoY +21.17%), beat estimates; EPS was 1.3046 (YoY +4.85%), beat estimates.

Revenue / YoY

3.07B

+21.17%

EPS / YoY

1.3046

+4.85%

Report date

Feb 5, 2026

KB Earnings Call Summary for Q4,2025

Record Profit & Dividends: 15.1% YoY net profit growth to KRW 5.8 trillion, with cash dividend up 32% to KRW 1,580 billion.
Industry-Leading ROE: ROE at 10.86% (1.1ppt YoY), targeting >11% mid-long term via noninterest income growth.
NIM & Loan Growth: Q4 NIM at 1.75%, 2026 loan growth 5% (corporate-focused). SG&A up 4% YoY due to tax hikes.
Credit Stability: Credit cost at 48 bps, 2026 target mid-40s bps. ELS provisions resolved by end-2026.
Shareholder Returns: 52.4% total shareholder return ratio, highest in industry, with CET1 maintained at 13.79%.

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Revenue

Revenue & Expenses

Key Indicators

Kb Financial Group (KB) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Kb Financial Group (KB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Kb Financial Group (KB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Kb Financial Group (KB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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