Symbols

ITUB

Itau Unibanco Pref ADR·NYSE

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ITUB fundamentals

ITUB Q4 2025 Earnings

Itau Unibanco Pref ADR (ITUB) released its earnings on Feb 6, 2026: revenue was 7.64B (YoY -0.01%), missed estimates; EPS was 0.1928 (YoY +13.61%), missed estimates.

Revenue / YoY

7.64B

-0.01%

EPS / YoY

0.1928

+13.61%

Report date

Feb 6, 2026

ITUB Earnings Call Summary for Q4,2025

Revenue Surge: 15% YoY growth, fueled by a 40% loan portfolio expansion and leadership in private payroll loans (36% YoY).
AI-Driven Efficiency: 2,600% faster product delivery and 45% reduction in unit transaction costs, powering a 5% decline in operating expenses.
Profitability Resilience: ROE maintained above 24% with disciplined capital allocation and a CET1 ratio of 12.3%.
Digital Dominance: 50% market share in private payroll loans, 50 million clients on the Super App, and BRL 33 billion in mortgage origination.
Strategic Growth: Expansion into infrastructure and energy with BRL 12 billion in transactions, and leadership in corporate debt issuance (26% market share).

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Revenue

Revenue & Expenses

Key Indicators

Itau Unibanco Pref ADR (ITUB) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Itau Unibanco Pref ADR (ITUB)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Itau Unibanco Pref ADR (ITUB)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Itau Unibanco Pref ADR (ITUB)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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Breakdown