IFS
Intercorp Financial·NYSE
--
--(--)
--
--(--)
IFS fundamentals
Intercorp Financial (IFS) released its earnings on Feb 12, 2026: revenue was 498.48M (YoY +10.86%), beat estimates; EPS was 1.1168 (YoY -0.87%), beat estimates.
Revenue / YoY
498.48M
+10.86%
EPS / YoY
1.1168
-0.87%
Report date
Feb 12, 2026
IFS Earnings Call Summary for Q4,2025
- Record Financial Performance: 2025 net income up 49% YoY to PEN 1.9 billion, ROE of 16.8%.
- Loan Growth Acceleration: Higher-yielding loans +8% YoY, small business loans +25% YoY.
- Digital Transformation Success: PLIN transactions +48% YoY, digital customer engagement at 84%.
- ROE Outlook: 17% for 2026, targeting 18%+ as consumer lending recovers.
- Risk Management: Cost of risk at 1.8% Q4, no further Rutas de Lima impairments.
- Macroeconomic Tailwinds: Peru GDP +3.3% in 2025, sol +10% YoY, inflation at 1.5%.
Earnings
EPS
Revenue
Revenue & Expenses
Key Indicators
Intercorp Financial (IFS) key financial stats and ratios, covering profitability, financial health, and leverage.
Income Statement
Intercorp Financial (IFS)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.
Trend
Breakdown
Balance Sheet
Intercorp Financial (IFS)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.
Trend
Breakdown
Cash Flow
Intercorp Financial (IFS)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.
Trend
Breakdown
Revenue Breakdown
Where does Intercorp Financial (IFS) generate its revenue? Explore its key revenue streams and top earning regions.
By Business
Data source:
By Region
Data source:
Dividend
Track Intercorp Financial (IFS) Dividend Yield, Payout Ratio & Sustainability Through Its Dividend History
Payout Ratio
Dividend Yield
You can ask Aime
What is Intercorp Financial's latest dividend and current dividend yield?What were the key takeaways from Intercorp Financial’s earnings call?What were the key takeaways from Intercorp Financial's earnings call?What is Intercorp Financial's gross profit margin?What guidance did Intercorp Financial's management provide for the next earnings period?Did Intercorp Financial beat or miss consensus estimates last quarter?What factors drove the changes in Intercorp Financial's revenue and profit?What is the revenue and EPS growth rate for Intercorp Financial year over year?
ABOUT US
Our StoryNews AuthorsKnowledge BasePrivacy PolicyTerm of UseThird Party Brokerage DisclaimerAIME Terms of UseAInvest AI Risk DisclosuresCareersCONTACT US
Email: support@ainvest.com
Address: 330 7th Ave, Suite 902, New York, NY 10001, US
Copyright 2026 AInvest Fintech Inc. All rights reserved.
