HPS

Pinnacle Financial Partners' fundamentals are rated underperform, primarily due to a negative return on total assets (-7.69%) and a significant year-over-year decline in basic earnings per share (-40.78%). Although the fixed assets turnover ratio is high (28052.73), indicating efficient use of fixed assets, the overall financial health is weakened by these negative profitability indicators. The current assets to total assets ratio (42.04%) and current liabilities to total liabilities ratio (53.71%) are in the lowest performance group, further underscoring liquidity and solvency concerns. This combination suggests a defensive investment view is appropriate.