Horace Mann Educators (HMN) Fundamental Analysis: Revenue, Earnings & Valuation

7.33 / 10

Outperform

Fundamental analysis rates HMN as Outperform with a 7.3/10 score. Key metrics—accounts receivable turnover, fixed‑asset turnover, EPS growth, total profit growth, ROE and current ratio—rank in top quartiles, delivering 5%+ monthly returns historically. Overall fundamentals are robust.

Analysis Checks(10/10)

Net profit attributable to parent company shareholders / Net profit (%)

Value100.00

Score3/3

Weight7.22%

1M Return2.87%

ROE (diluted) (YoY growth rate %)

Value9.84

Score2/3

Weight10.31%

1M Return3.50%

Profit-MV

Value1.30

Score2/3

Weight2.77%

1M Return1.22%

Accounts receivable turnover ratio

Value23.42

Score3/3

Weight7.00%

1M Return2.73%

Basic earnings per share (YoY growth rate %)

Value57.83

Score3/3

Weight14.99%

1M Return5.24%

Total profit (YoY growth rate %)

Value56.45

Score3/3

Weight14.29%

1M Return5.00%

Fixed assets turnover ratio

Value9306.28

Score3/3

Weight6.44%

1M Return2.53%

Diluted earnings per share (YoY growth rate %)

Value57.26

Score3/3

Weight15.14%

1M Return5.30%

Asset-MV

Value-0.55

Score3/3

Weight15.36%

1M Return5.55%

Current ratio

Value3.94

Score3/3

Weight6.50%

1M Return2.55%

Is HMN fundamentally strong?

HMN scores 7.33/10 on fundamentals and holds a Discounted valuation at present. Backed by its 11.70% ROE, 9.53% net margin, 10.78 P/E ratio, 1.18 P/B ratio, and 57.83% earnings growth, these metrics solidify its Outperform investment rating.