Symbols

HIPO

Hippo Holdings·NYSE

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HIPO fundamentals

HIPO Q4 2025 Earnings

Hippo Holdings (HIPO) released its earnings on Feb 25, 2026: revenue was 120.40M (YoY +18.04%), missed estimates; EPS was 0.23 (YoY -86.55%), beat estimates.

Revenue / YoY

120.40M

+18.04%

EPS / YoY

0.23

-86.55%

Report date

Feb 25, 2026

HIPO Earnings Call Summary for Q4,2025

Key Takeaways

Record growth and profitability: 2025 GWP of $1.1B (24% YoY), combined ratio improved 25 pts to 113%, adj. net income of $18M.
Strategic diversification success: Casualty (+92% YoY) and Commercial Multi-Peril (+75% YoY) drove diversification, reducing homeowners share from 47% to 34%.
Homeowners turnaround: 15% renewal premium increase, relaunch of traditional policies via 50+ homebuilder partners, 2026 growth expected.
2026 outlook: 27-36% GWP growth to $1.4-1.5B, combined ratio improvement to 103-105%, adj. net income of $45-55M.
Risk management: 3% risk retention in casualty, short-tail exposures, and disciplined underwriting to maintain profitability.

Earnings

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Revenue

Revenue & Expenses

Key Indicators

Hippo Holdings (HIPO) key financial stats and ratios, covering profitability, financial health, and leverage.

Income Statement

Hippo Holdings (HIPO)'s revenue and profit trends over recent years, visualized with a waterfall chart to showcase the revenue-to-profit funnel.

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Balance Sheet

Hippo Holdings (HIPO)'s asset and liability trends over recent years, visualized with a waterfall chart to illustrate changes in its asset-liability structure.

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Breakdown

Cash Flow

Hippo Holdings (HIPO)'s cash flow trends over recent years, visualized with a waterfall chart to illustrate changes in its operating, investing, and financing cash flows.

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