HIG
The Hartford Insurance·NYSE
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HIG fundamentals
The Hartford Insurance (HIG) released its earnings on Jan 29, 2026: revenue was 7.34B (YoY +6.69%), beat estimates; EPS was 4.06 (YoY +38.10%), beat estimates.
Revenue / YoY
7.34B
+6.69%
EPS / YoY
4.06
+38.10%
Report date
Jan 29, 2026
HIG Earnings Call Summary for Q4,2025
- Business Insurance Dominance: 8% premium growth with #1 digital capabilities in small business.
- Personal Insurance Turnaround: Auto profitability restored, homeowners margins strong.
- Employee Benefits Leadership: 8.1% core margin, 45% sales growth vs. prior year.
- AI-Driven Efficiency: Prevail platform reducing agent costs by 2-3%, 30-state expansion by 2027.
- Capital Allocation: $450M quarterly buybacks, 16% dividend increase to $2.9B.
- Catastrophe Resilience: 2025 cats under budget, 2026 reinsurance program expanded to $1.9B.
EPS
Actual | 1.34 | 1.22 | 1.46 | 1.76 | 0.56 | 2.33 | 1.26 | 2.02 | 1.66 | 2.15 | 1.44 | 2.31 | 1.68 | 1.88 | 2.29 | 3.06 | 2.34 | 2.5 | 2.53 | 2.94 | 2.2 | 3.41 | 3.78 | 4.06 | ||||||||||||||||
Forecast | 1.3414 | 1.1885 | 0.8939 | 1.3317 | 0.5957 | 1.343 | 0.8642 | 1.5251 | 1.5439 | 1.5163 | 1.2169 | 1.8706 | 1.7598 | 1.8297 | 1.9747 | 2.4461 | 2.4582 | 2.2391 | 2.5438 | 2.6393 | 2.1474 | 2.8347 | 3.0944 | 3.2154 | ||||||||||||||||
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -0.10% | +2.65% | +63.33% | +32.16% | -5.99% | +73.49% | +45.80% | +32.45% | +7.52% | +41.79% | +18.33% | +23.49% | -4.53% | +2.75% | +15.97% | +25.10% | -4.81% | +11.65% | -0.54% | +11.39% | +2.45% | +20.29% | +22.16% | +26.27% |
Revenue
Actual | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.05B | 5.07B | 5.17B | 5.33B | 5.30B | 5.59B | 5.69B | 5.82B | 5.39B | 5.37B | 5.58B | 6.02B | 5.91B | 6.05B | 6.17B | 6.40B | 6.42B | 6.49B | 6.75B | 6.88B | 6.81B | 6.99B | 7.23B | 7.34B |
Forecast | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | 5.09B | 4.86B | 4.93B | 4.99B | 5.00B | 5.08B | 5.15B | 5.27B | 5.57B | 5.53B | 5.53B | 5.74B | 5.88B | 6.05B | 5.99B | 6.16B | 6.35B | 5.99B | 6.49B | 6.61B | 6.81B | 7.04B | 7.17B | 7.29B |
Surprise | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | -0.90% | +4.38% | +4.92% | +6.71% | +5.89% | +9.97% | +10.36% | +10.26% | -3.23% | -2.79% | +0.87% | +4.76% | +0.59% | +0.01% | +2.97% | +3.91% | +1.06% | +8.28% | +4.04% | +4.02% | +0.05% | -0.79% | +0.93% | +0.61% |
Earnings Call
You can ask Aime
What factors drove the changes in The Hartford Insurance's revenue and profit?What is the revenue and EPS growth rate for The Hartford Insurance year over year?What is The Hartford Insurance's gross profit margin?What does The Hartford Insurance do and what are its main business segments?What were the key takeaways from The Hartford Insurance’s earnings call?What is the market's earnings forecast for The Hartford Insurance next quarter?What guidance did The Hartford Insurance's management provide for the next earnings period?Did The Hartford Insurance beat or miss consensus estimates last quarter?
