Green Dot (GDOT) Fundamental Analysis: Revenue, Earnings & Valuation

7.59 / 10

Outperform

Fundamental analysis rates GDOT as Outperform with a 7.6/10 score. Asset‑MV and Cash‑MV are strong, while operating revenue growth is robust (20.7% YoY). However, high current liabilities (98.7% of total) and low net profit margin (-4.75%) raise concerns.

Analysis Checks(5/10)

Gross profit margin (%)

Value100.00

Score1/3

Weight-0.05%

1M Return-0.02%

Current liabilities / Total liabilities (%)

Value98.72

Score1/3

Weight-1.25%

1M Return-0.59%

Non-current liabilities / Total liabilities (%)

Value1.28

Score0/3

Weight-2.53%

1M Return-1.21%

Net profit margin (%)

Value-4.75

Score0/3

Weight0.28%

1M Return0.12%

Total profit / EBIT (%)

Value106.75

Score3/3

Weight23.79%

1M Return8.47%

Cash-UP

Value-0.15

Score2/3

Weight-11.47%

1M Return-8.25%

Operating revenue (YoY growth rate %)

Value20.69

Score2/3

Weight21.76%

1M Return8.56%

EBIT / Total operating revenue (%)

Value-4.38

Score1/3

Weight2.95%

1M Return1.25%

Asset-MV

Value-0.55

Score3/3

Weight70.78%

1M Return15.67%

Cash-MV

Value0.02

Score2/3

Weight-4.25%

1M Return-1.78%

Is GDOT fundamentally strong?

GDOT scores 7.59/10 on fundamentals and holds a Discounted valuation at present. Backed by its -11.21% ROE, -4.75% net margin, -6.09 P/E ratio, 0.68 P/B ratio, and -258.00% earnings growth, these metrics solidify its Outperform investment rating.