Angel Oak Financial (FINS) Fundamental Analysis: Revenue, Earnings & Valuation

1.93 / 10

Underperform

FINS exhibits poor fundamental strength, scoring only 1.9/10. Key concerns include a negative rate of return on total assets (-10.08%) and a deeply negative annualized return (-20.16%), which outweigh the positive fixed assets turnover ratio (1031.01%). This weak fundamental profile argues for a selective investment stance and highlights the need for careful risk assessment.

Analysis Checks(1/7)

Current liabilities / Total liabilities (%)

Value52.15

Score1/3

Weight14.68%

1M Return1.49%

Basic earnings per share (YoY growth rate %)

Value270.55

Score0/3

Weight5.45%

1M Return0.58%

Rate of return on total assets (%)

Value-10.08

Score1/3

Weight13.43%

1M Return1.42%

Fixed assets turnover ratio

Value1031.01

Score3/3

Weight26.69%

1M Return2.65%

Annualized return on total assets (%)

Value-20.16

Score1/3

Weight13.43%

1M Return1.42%

Diluted earnings per share (YoY growth rate %)

Value-14.08

Score1/3

Weight11.99%

1M Return1.22%

Current assets / Total assets (%)

Value47.90

Score1/3

Weight14.32%

1M Return1.44%

Is FINS undervalued or overvalued?

FINS scores 1.93/10 on fundamentals and holds a Premium valuation at present. Backed by its 0.00% ROE, 0.00% net margin, 0.00 P/E ratio, 0.96 P/B ratio, and 0.00% earnings growth, these metrics solidify its Underperform investment rating.