Fair Isaac (FICO) Fundamental Analysis: Revenue, Earnings & Valuation

8.59 / 10

Outperform

Fundamental rating is Outperform with an 8.6/10 score. Revenue‑MV and Asset‑MV are bullish, boosting quality, while inventory turnover days and long‑term debt‑to‑working‑capital are weak points. Overall, the company’s fundamentals are solid, though some efficiency metrics need improvement.

Analysis Checks(5/10)

Revenue-MV

Value-1.87

Score3/3

Weight9.19%

1M Return4.02%

Days sales outstanding

Value86.42

Score0/3

Weight-4.17%

1M Return-1.77%

Net income-Revenue

Value0.86

Score2/3

Weight-6.15%

1M Return-3.06%

PB-ROE

Value21.20

Score1/3

Weight-8.17%

1M Return-4.14%

Rate of return on total assets (%)

Value52.22

Score3/3

Weight6.40%

1M Return2.47%

Long-term debt to working capital ratio (%)

Value6.44

Score1/3

Weight-0.68%

1M Return-0.30%

Annualized return on total assets (%)

Value52.22

Score3/3

Weight6.40%

1M Return2.47%

Asset-MV

Value-0.55

Score3/3

Weight105.70%

1M Return26.08%

Inventory turnover days

Value211.10

Score1/3

Weight-0.46%

1M Return-0.21%

Cash-MV

Value-1.23

Score1/3

Weight-8.07%

1M Return-4.12%

Is FICO fundamentally strong?

FICO scores 8.59/10 on fundamentals and holds a Discounted valuation at present. Backed by its 0.00% ROE, 31.89% net margin, 37.44 P/E ratio, -13.62 P/B ratio, and 23.34% earnings growth, these metrics solidify its Outperform investment rating.