First Bancorp. (FBP) Fundamental Analysis: Revenue, Earnings & Valuation

4.62 / 10

Netural

Fundamental score is 4.62. Profit‑MV, Net‑income‑Revenue and cash metrics rank high, while PB‑ROE and Asset‑MV are weak. Gross margin stands at 41.8% and liability ratios are low, delivering a moderate but not compelling financial profile.

Analysis Checks(8/10)

Gross profit margin (%)

Value41.83

Score3/3

Weight6.82%

1M Return3.70%

Current liabilities / Total liabilities (%)

Value48.71

Score3/3

Weight6.81%

1M Return3.70%

Profit-MV

Value1.52

Score3/3

Weight16.08%

1M Return7.25%

Net income-Revenue

Value0.90

Score2/3

Weight12.45%

1M Return5.96%

PB-ROE

Value-0.89

Score0/3

Weight7.95%

1M Return4.15%

Non-current liabilities / Total liabilities (%)

Value53.45

Score3/3

Weight6.82%

1M Return3.70%

Total profit / EBIT (%)

Value100.00

Score3/3

Weight6.81%

1M Return3.70%

Cash-UP

Value-0.42

Score2/3

Weight8.21%

1M Return4.32%

Asset-MV

Value-0.55

Score1/3

Weight13.79%

1M Return6.12%

Cash-MV

Value0.14

Score3/3

Weight14.26%

1M Return6.88%

Is FBP undervalued or overvalued?

FBP scores 4.62/10 on fundamentals and holds a Fair valuation at present. Backed by its 18.97% ROE, 34.46% net margin, 9.58 P/E ratio, 1.68 P/B ratio, and 18.68% earnings growth, these metrics solidify its Netural investment rating.